Property Type: Detached HouseOwnership: Freehold

360 RED OSIER Road

Waterloo, BC N2V2V8

$1,235,000

5 bed4.5 bath4 parking2,809 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
42 feet

FR50

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,530

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Central Vacuum, Dishwasher, Stove, Dryer, Microwave

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Conservation/green belt, Paved driveway, Sump Pump, Automatic Garage Door Opener

Building

Foundation
Poured Concrete
Water source
Municipal water, Unknown
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
KitchenBasement10'0'' x 10'0''
DenBasement35'3'' x 20'7''
BedroomBasement21'4'' x 14'5''
4pc BathroomBasement
5pc BathroomSecond level
5pc BathroomSecond level
LoftSecond level10'0'' x 18'0''
BedroomSecond level11'0'' x 12'0''
BedroomSecond level11'0'' x 12'0''
BedroomSecond level11'0'' x 12'0''
Primary BedroomSecond level14'10'' x 18'6''
2pc BathroomMain level
Dining roomMain level13'8'' x 10'6''
KitchenMain level11'0'' x 13'6''
Dining roomMain level12'0'' x 11'3''
Great roomMain level18'0'' x 14'0''

Listing Information

MLS®
40853517
Listed
August 7, 2026
Time on market
On the market for 38 days
Data last synced
September 15, 2026

Listing provided by: THE AGENCY · Data source: CREA DDF.

Description

Welcome to 360 Red Osier Road, an exceptional executive residence in the prestigious Laurelwood neighbourhood of northwest Waterloo, offering a blend of elegant entertaining, everyday family comfort, and resort-inspired outdoor living. This immaculate Milla-built home showcases over 4,000 sq ft of beautifully designed living space across three finished levels, featuring 5 bedrooms, 3 full bathrooms, and a main-floor powder room. Maple hardwood enhances the formal living and dining rooms, creating elegant spaces for entertaining. The heart of the home is the spacious kitchen with granite countertops, stainless steel appliances, Barzotti-crafted cherry cabinetry, a walk-in pantry, and a bright breakfast area with walkout to the patio for seamless indoor-outdoor living. Upstairs, the generous primary suite offers an exceptional walk-in closet and a 5-piece ensuite. Three additional bedrooms, a full 4-piece bath, and a sun-filled family room provide outstanding flexibility for family living, guests, or a home office. The fully finished basement adds exceptional versatility with a large recreation area, full kitchen, fifth bedroom, and full bathroom-ideal for extended family, overnight guests, work-from-home needs, or a private living space. Outside, the backyard is a private retreat featuring a heated Hydropool self-cleaning AquaSport, dedicated deck, and beautifully landscaped gardens. Whether enjoying quiet mornings, hosting summer gatherings, or relaxing in the evening, this outdoor space offers privacy, leisure, and refined living. With formal principal rooms, spacious family accommodations, a fully finished lower level and outstanding backyard amenities, 360 Red Osier Road presents a sophisticated lifestyle opportunity in one of Waterloo's most sought-after neighbourhoods. (id:63159)

Values & Trends

This listing

$440/sqft

Building average

No other active listings in this building

441 - Erbsville/Laurelwood average

$400/sqft

17 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($98,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$988,000.00
Periodic payment — Principal & Interest (monthly)$6,374.24
Additional monthly expenses (strata, tax, utilities, etc.)$850.83
Total monthly cost$7,225.07
Interest paid over 5-yr term$283,163.64
Balance at end of term$888,709.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$98,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,739.29

Cash Needed at Closing

Minimum down payment$98,500
Estimated BC PTT$22,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$122,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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