Property Type: Detached HouseOwnership: FreeholdNEW LISTING

4113 St. Catherines Dr

Cobble Hill, BC V0R1L3

$974,900

3 bed2 bath6 parking2,377 sqftBuilt 1988
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Property Details

Property & Lot

Sub-type
House
Lot size
0.6 acres
Zoning
Unknown

RR3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,236.05

Interior

Heating
Baseboard heaters, Electric, Natural gas
Cooling / A/C
See Remarks
Fireplace
Yes (1)

Exterior & Lot

Lot features
Southern exposure, Other

Building

Parcel ID (PID)
001-247-719

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
StudioOther
WorkshopOther19'3
BedroomSecond level13'3 x 10'4
Living roomMain level13'4 x 26'4
KitchenMain level15'6
Family roomMain level23'2
EntranceMain level6'7 x 8'5
Dining roomMain level8'2 x 19'3
BedroomSecond level10'5
Primary BedroomSecond level15'8 x 13'4
BathroomSecond level3-Piece
BathroomMain level2-Piece

Listing Information

MLS®
1048198
Listed
August 31, 2026
Time on market
Listed today
Data last synced
August 31, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Welcome to a truly special property in the sought-after Douglas Hill neighbourhood of Cobble Hill. This charming two-storey home offers character, comfort and space, featuring 3 bedrooms, a spacious primary suite with private balcony, generous family room, large dining area and inviting living room with gas fireplace. Beautiful wood details add warmth throughout. A major highlight is the separate detached shop and studio, accessed by its own driveway and completely independent from the main home. Ideal for a home business, workshop, creative space, hobbies or storage, this versatile space offers endless possibilities. The massive covered parking area provides room for multiple vehicles, an RV or recreational toys. Southern exposure and an expansive wrap-around deck overlook landscaped gardens and a neighbouring pasture. The private 0.6-acre setting offers room to garden, entertain and enjoy. Close to Cobble Hill Village, parks and beaches, with easy access to Duncan, Mill Bay and Victoria. (id:63159)

Values & Trends

This listing

$410/sqft

Building average

No other active listings in this building

DOUGLAS HILL average

No comparable active listings

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary1.9 km
Ecole Cobble Hill ElementaryElementary2.4 km
Evergreen Independent School(Independent)Elementary2.8 km
Sunrise Waldorf School(Independent)Elementary/Middle3.5 km
George Bonner ElementaryElementary5.8 km
Frances Kelsey SecondarySecondary6.3 km
Shawnigan Lake(Independent)Secondary6.8 km
Brentwood College(Independent)Secondary7.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Drumroaster Coffee477 m

Grocery (1)

  • Country Grocer · #33 - 1400 Cowichan Bay Road498 m

Parks (1)

  • William Shearing Park749 m

Shopping (1)

  • Valleyview Centre449 m

Pharmacies (1)

  • Island Pharmacy469 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($72,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$779,920.00
Periodic payment — Principal & Interest (monthly)$5,031.78
Additional monthly expenses (strata, tax, utilities, etc.)$555.34
Total monthly cost$5,587.12
Interest paid over 5-yr term$223,527.31
Balance at end of term$701,540.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$72,490
Stress test qualifying rate8.09%
Payment you must qualify for$6,939.22

Cash Needed at Closing

Minimum down payment$72,490
Estimated BC PTT$17,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$91,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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