Property Type: Detached HouseOwnership: Freehold

3639 Farnsworth Rd

Cobble Hill, BC V0R1L4

$1,549,000

4 bed4 bath8 parking3,919 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Lot size
1.32 acres
Zoning
Unknown

CVRD S.Cowichan RR-3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,740.75

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
BathroomOther3-Piece
BedroomSecond level10'7
BathroomSecond level4-Piece
BedroomSecond level11'2
EnsuiteSecond level4-Piece
Primary BedroomSecond level14'7
BathroomMain level2-Piece
BedroomMain level12'6
Laundry roomMain level7'6
Family roomMain level17'7
Dining nookMain level5'3
KitchenMain level15'10 x 11'4
Dining roomMain level13'4 x 13'10
Living roomMain level18'4 x 13'10
EntranceMain level7'2 x 7'4

Listing Information

MLS®
1034804
Listed
May 26, 2026
Time on market
On the market for 98 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Ltd. · Data source: CREA DDF.

Description

Two homes + a shop set on 1.32 flat, sun drenched acres in Cobble Hill’s sought after Farnsworth neighbourhood. The main residence offers over 2,600 sq ft with 4 bedrooms and 3 bathrooms, combining generous living spaces with everyday comfort, oak hardwood floors, and a heat pump with A/C. The secondary building includes a 3 piece bathroom and has been thoughtfully adapted into a wood workshop, gym, and large storage area, with a carport and existing hookups in place to restore as a self contained home. Ideal for multigenerational living or long or short term rental use. An over height shop provides exceptional space for RVs, boats, or equipment. Fully fenced and impeccably maintained with irrigation, ample parking, and a double tiered deck wired for a hot tub. Located next to Farnsworth Park with a sport court and just minutes to Shawnigan Lake, with quick highway access to amenities while still enjoying peaceful rural living. (id:63159)

Values & Trends

This listing

$395/sqft

Building average

No other active listings in this building

Cobble Hill average

$522/sqft

28 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Cobble Hill ElementaryElementary966 m
Evergreen Independent School(Independent)Elementary1.8 km
George Bonner ElementaryElementary2.9 km
Frances Kelsey SecondarySecondary3.6 km
Brentwood College(Independent)Secondary4.7 km
Bench ElementaryElementary4.8 km
Shawnigan Lake(Independent)Secondary6.0 km
Sunrise Waldorf School(Independent)Elementary/Middle6.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Farnsworth Park153 m
  • Maple Hills Park438 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($309,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,239,200.00
Periodic payment — Principal & Interest (monthly)$7,994.90
Additional monthly expenses (strata, tax, utilities, etc.)$841.06
Total monthly cost$8,835.96
Interest paid over 5-yr term$355,158.28
Balance at end of term$1,114,664.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$309,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,529.01

Cash Needed at Closing

Minimum down payment$309,800
Estimated BC PTT$28,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$340,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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