Property Type: Detached HouseOwnership: Freehold

3820 20 Street NE Unit# 8

Salmon Arm, BC V1E0G7

$1,489,000

6 bed4.5 bath10 parking4,307 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
2
Lot size
0.27 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$76/mo
Annual property tax
$8,309.47

Maintenance Fee Includes

Also included: Other, See Remarks

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view, View of water, View (panoramic)
Lot features
Cul-de-sac, Level lot, Private setting, Central island, One Balcony

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Security
Controlled entry, Smoke Detector Only
Parcel ID (PID)
031-050-1912

Parking

Total spaces
10 — covered indicated
Features
Attached Garage, Detached Garage, Breezeway, Rear, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomSecondary Dwelling Unit8'2'' x 7'7''
Primary BedroomMain level11'8'' x 15'4''
Living roomSecondary Dwelling Unit11'2'' x 15'6''
KitchenSecondary Dwelling Unit15'6'' x 15'4''
Utility roomBasement6'9'' x 10'8''
StorageBasement14' x 12'7''
Recreation roomBasement24'2'' x 27'2''
BedroomBasement18' x 22'10''
BedroomBasement13'11'' x 18'8''
4pc BathroomBasement7'1'' x 13'11''
StorageMain level5'7'' x 4'4''
Laundry roomMain level7'10'' x 15'4''
4pc Ensuite bathMain level9'1'' x 12'
4pc BathroomMain level8'10'' x 7'4''
2pc BathroomMain level9'1'' x 2'11''
BedroomMain level12'6'' x 12'3''
BedroomMain level10'11'' x 12'
Primary BedroomMain level13'11'' x 15'10''
FoyerMain level6'3'' x 9'6''
Living roomMain level18'5'' x 19'3''
Dining roomMain level9'3'' x 18'5''
KitchenMain level9'6'' x 19'2''

Listing Information

MLS®
10397072
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
September 1, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Properties offering this kind of privacy, views, space and a separate 1-bedroom carriage house with a shop are hard to find-don't miss your opportunity to view this exceptional North Broadview home. Set among some of the area's finest homes, this exceptional property offers incredible lake, and mountain views, established gardens with underground irrigation, loads of space, flat parking and two 2 car garages and is set next to green space which connects to local trails. A striking timber framed entrance welcomes you into the main home, which features a spacious, rancher with a walk-out basement. There are 5 bedrooms and 3 1/2 baths. The main level is level entry and has a bright great room with 14-foot ceilings, a gas fireplace and showcases the stunning views. There is a large deck with a gas BBQ hook-up. The walk in daylight basement has 2 additional large bedrooms, a large bathroom, tons of storage and a large rec room set up for media and entertaining. It is also plumbed for a wet bar. The lower outside patio has a hot tub hook-up to take in the beautiful views. Adding even more value is the legal approximately 600 sq ft carriage house with 2 car separate parking spaces at the back. An ideal space for guests, family or additional income. Call today to book your private showing. (id:63159)

Values & Trends

This listing

$346/sqft

Building average

No other active listings in this building

NE Salmon Arm average

$397/sqft

66 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Salmon Arm SecondarySecondary1.8 km
Shuswap SDA(Independent)Elementary/Middle2.0 km
Bastion ElementaryElementary2.0 km
J.L. Jackson SecondarySecondary2.8 km
South Broadview ElementaryElementary2.9 km
King's Christian School(Independent)K-123.0 km
North Canoe ElementaryElementary3.1 km
Shuswap Middle SchoolMiddle3.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($123,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,191,200.00
Periodic payment — Principal & Interest (monthly)$7,685.22
Additional monthly expenses (strata, tax, utilities, etc.)$983.01
Total monthly cost$8,668.22
Interest paid over 5-yr term$341,401.34
Balance at end of term$1,071,488.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$123,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,497.14

Cash Needed at Closing

Minimum down payment$123,900
Estimated BC PTT$27,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$153,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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