Property Type: Detached HouseOwnership: Freehold

3200 20 Street NE

Salmon Arm, BC V1E2G9

$1,295,000

6 bed4 bath6 parking3,493 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.6 acres
Frontage
91 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,300

Interior

Heating
See remarks, Other
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Unknown, Decorative
Flooring
Hardwood, Vinyl
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view, Valley view, View (panoramic)
Lot features
Private setting, Central island, One Balcony
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
029-680-824

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Additional Parking

Restrictions & Policies

Accessibility
Accessible Entrance

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level19'4'' x 5'0''
Utility roomMain level5'11'' x 2'10''
BedroomAdditional Accommodation11'10'' x 10'4''
Full bathroomAdditional Accommodation12'1'' x 8'1''
Primary BedroomAdditional Accommodation22'2'' x 9'6''
KitchenAdditional Accommodation15'9'' x 7'4''
Dining roomAdditional Accommodation19'3'' x 10'6''
Living roomAdditional Accommodation12'4'' x 17'6''
3pc Ensuite bathMain level8'1'' x 4'11''
BedroomMain level13'11'' x 12'4''
Laundry roomSecond level5'11'' x 7'4''
4pc BathroomSecond level5'11'' x 9'4''
BedroomSecond level20'8'' x 9'11''
BedroomSecond level12'11'' x 10'5''
5pc Ensuite bathSecond level8'9'' x 12'3''
OtherSecond level7'2'' x 12'4''
Primary BedroomSecond level13'11'' x 15'11''
KitchenSecond level9'3'' x 13'7''
Dining roomSecond level13'11'' x 17'4''
Living roomSecond level16'4'' x 22'2''
FoyerMain level10'2'' x 12'2''

Listing Information

MLS®
10378620
Listed
March 12, 2026
Time on market
On the market for 172 days
Data last synced
September 1, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Imagine coming home to space, comfort, and lifestyle in one of Salmon Arm’s most sought-after neighbourhoods. This stunning custom-designed 0.60-acre home sits among elegant estate properties, just minutes from the sparkling waters of Shuswap Lake. Inside, warm Hickory hardwood floors, 9-foot ceilings, and abundant natural light create an open, inviting atmosphere. The kitchen, featuring Alder cabinetry, quartz countertops, and thoughtful design, flows seamlessly into dining and living areas—perfect for entertaining friends, gathering with family, or enjoying a quiet evening. Step outside to the covered upper deck and take in the peaceful surroundings, watch the sunset, or savor your morning coffee. The primary suite is a private retreat with a walk-in closet and luxurious five-piece ensuite, complete with freestanding soaker tub and glass shower. Two additional bedrooms, a full bathroom, and laundry complete the upper level. Downstairs offers flexibility with a fourth bedroom or office with its own bathroom, plus a bright two-bedroom suite with separate laundry and covered patio—ideal for guests, extended family, or rental income. Over $50,000 has been invested in landscaping and fencing, creating a private backyard ready for kids, pets, summer gatherings, or simply relaxing outdoors. With zoning allowing a future carriage home, this property offers not just a home, but a rare opportunity to embrace the lifestyle you’ve been dreaming of—right here in beautiful Salmon Arm. (id:63159)

Values & Trends

This listing

$371/sqft

Building average

No other active listings in this building

NE Salmon Arm average

$396/sqft

66 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 91%

Wind S 2 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Salmon Arm SecondarySecondary1.3 km
Bastion ElementaryElementary1.5 km
J.L. Jackson SecondarySecondary2.3 km
South Broadview ElementaryElementary2.4 km
Shuswap SDA(Independent)Elementary/Middle2.4 km
King's Christian School(Independent)K-122.5 km
Shuswap Middle SchoolMiddle2.9 km
Salmon Arm StorefrontSecondary3.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,036,000.00
Periodic payment — Principal & Interest (monthly)$6,683.92
Additional monthly expenses (strata, tax, utilities, etc.)$783.33
Total monthly cost$7,467.25
Interest paid over 5-yr term$296,920.58
Balance at end of term$931,885.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,154.53

Cash Needed at Closing

Minimum down payment$104,500
Estimated BC PTT$23,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$129,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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