Property Type: Detached HouseOwnership: Freehold

1296 Downham Pl

Saanich, BC V8P2K4

$969,000

3 bed3 bath3 parking1,675 sqftBuilt 1953
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Property Details

Property & Lot

Sub-type
House
Lot size
6,360 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,035

Interior

Heating
Baseboard heaters, Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
3 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
StorageMain level3'6 x 6'6
PatioMain level12'9 x 16'7
OtherAdditional Accommodation3'2 x 10'3
BathroomAdditional Accommodation4'5 x 8'8
KitchenAdditional Accommodation10'3 x 12'2
BedroomAdditional Accommodation10'9 x 12'0
KitchenMain level12'7 x 12'11
Laundry roomMain level6'3 x 7'6
BedroomMain level9'3 x 11'11
BathroomMain level6'7 x 8'6
EnsuiteMain level6'4 x 12'6
Primary BedroomMain level11'11 x 11'11
Dining roomMain level6'4 x 16'3
Living roomMain level13'4 x 16'9
EntranceMain level3'11 x 7'9

Listing Information

MLS®
1044943
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. · Data source: CREA DDF.

Description

We are pleased to present this terrific, one-level, solid 1950's home in the sought-after Maplewood neighbourhood. You are welcomed by gleaming oak flooring, light-filled, open-concept living and dining room areas, with a skylight, windows all around and a cozy gas fireplace. The updated kitchen is a chef's delight, and features a fantastic island/eating bar. Recent upgrades include a brand-new, step-in shower in the main bathroom, and newer hot water tank. There are 2 spacious bedrooms in the main home, including the primary with 4 piece ensuite bathroom. The private, fully-fenced backyard would be perfect for container gardening and possibly a hot tub? To complete the package, there is a cute, 1 bedroom mortgage helper/in-law suite. This excellent and central location is just a short cycle or drive away from Mt. Douglas Park and hiking trails, UVic, and all shopping amenities. Welcome home! (id:63159)

Values & Trends

This listing

$579/sqft

Building average

No other active listings in this building

Maplewood average

$560/sqft

9 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Braefoot ElementaryElementary551 m
Reynolds SecondaryElementary728 m
Cedar Hill MiddleElementary944 m
Doncaster ElementaryElementary1.4 km
Cloverdale Traditional ElementaryElementary1.6 km
Lake Hill ElementaryElementary1.7 km
St Andrew's Regional High(Independent)Secondary1.8 km
St. Margaret's(Independent)K-121.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Reynolds Park · 3930 LaSalle Street255 m
  • Margaret Wright Park371 m
  • Braefoot Park474 m
  • King's Pond Park606 m
  • Jenkins Pond Park640 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($71,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$775,200.00
Periodic payment — Principal & Interest (monthly)$5,001.33
Additional monthly expenses (strata, tax, utilities, etc.)$503.58
Total monthly cost$5,504.91
Interest paid over 5-yr term$222,174.55
Balance at end of term$697,294.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$71,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,898.39

Cash Needed at Closing

Minimum down payment$71,900
Estimated BC PTT$17,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$90,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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