Property Type: Detached HouseOwnership: Freehold

3897 Gallaghers Grange

Kelowna, BC V1W3Z9

$1,099,900

4 bed5 full, 2 half bath4 parking3,656 sqftBuilt 1995
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Amenities

Also listed: Recreation Centre, Party Room, Whirlpool, Clubhouse, Racquet Courts

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.15 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$319/mo
Annual property tax
$6,443.7

Maintenance Fee Includes

GarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Insert
Flooring
Hardwood, Laminate, Ceramic Tile

Exterior & Lot

Exterior features
Stucco
View
Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed, Restrictions apply

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level24'2'' x 23'5''
Mud roomMain level7'6'' x 9'10''
Hobby roomBasement12'4'' x 12'10''
Utility roomBasement10'9'' x 12'9''
OtherBasement11'9'' x 16'6''
StorageBasement12'0'' x 13'5''
StorageBasement6'0'' x 10'3''
KitchenBasement7'0'' x 11'11''
Family roomBasement16'2'' x 12'11''
Recreation roomBasement11'5'' x 10'10''
BedroomBasement10'9'' x 12'11''
BedroomBasement14'10'' x 13'0''
5pc BathroomBasement11'6'' x 9'8''
2pc BathroomBasement6'10'' x 3'1''
2pc BathroomMain level6'4'' x 3'0''
4pc BathroomMain level8'0'' x 7'1''
DenMain level14'7'' x 10'9''
BedroomMain level15'0'' x 11'5''
5pc Ensuite bathMain level9'0'' x 10'10''
Primary BedroomMain level14'11'' x 13'0''
Dining nookMain level8'7'' x 13'0''
KitchenMain level16'1'' x 13'0''
Dining roomMain level9'5'' x 14'3''
Living roomMain level15'11'' x 14'3''

Listing Information

MLS®
10391904
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

This is where rancher living is redefined. Set along the fairways of Gallagher’s Canyon, this extensively upgraded walk-out home offers a rare blend of luxury, flexibility, and lifestyle. With 4 bedrooms, multiple living areas, and a private main-floor guest suite, it’s designed for entertaining, multi-generational living, or simply enjoying more space. Take in sweeping golf course and mountain views from your expansive deck, or step out from the lower level with additional bedrooms, a kitchenette, and direct course access. Distinctive features including a hobby studio, media room, and indoor hot tub/fitness retreat set this home apart from anything else in the community. Elevated, flexible, and truly one of a kind — this is Gallagher’s living at a different level. (id:63159)

Values & Trends

This listing

$301/sqft

Building average

No other active listings in this building

South East Kelowna average

$563/sqft

47 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Kelowna ElementaryElementary2.9 km
Okanagan Montessori Elementary School(Independent)Elementary3.2 km
Black Mountain ElementaryElementary3.7 km
Okanagan Christian School(Independent)K-124.0 km
Quigley ElementaryElementary4.4 km
Belgo Elementary SchoolElementary4.5 km
South Rutland ElementaryElementary5.0 km
Springvalley ElementaryElementary5.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Summerside Park481 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,920.00
Periodic payment — Principal & Interest (monthly)$5,676.95
Additional monthly expenses (strata, tax, utilities, etc.)$1,038.98
Total monthly cost$6,715.92
Interest paid over 5-yr term$252,187.60
Balance at end of term$791,490.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.30

Cash Needed at Closing

Minimum down payment$84,990
Estimated BC PTT$19,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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