Property Type: Detached HouseOwnership: Freehold

1221 Lone Pine Drive

Kelowna, BC V1P0A5

$1,239,900

5 bed4.5 bath4 parking3,256 sqftBuilt 2023
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$0

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Unknown, Decorative
Flooring
Carpeted, Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Stone, Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level13'8'' x 15'0''
Living roomSecond level21'5'' x 14'6''
4pc Ensuite bathSecond level
BedroomSecond level9'2'' x 11'2''
Dining roomSecond level13'0'' x 7'4''
KitchenSecond level17'8'' x 14'2''
3pc BathroomSecond level
BedroomSecond level10'2'' x 10'2''
OtherMain level21'0'' x 18'4''
OtherMain level21'6'' x 9'3''
DenMain level11'7'' x 8'6''
2pc BathroomMain level
Recreation roomMain level11'10'' x 15'6''
Living roomMain level13'0'' x 15'9''
KitchenMain level15'3'' x 10'0''
BedroomMain level9'10'' x 9'0''
3pc BathroomMain level
BedroomMain level10'2'' x 10'2''

Listing Information

MLS®
10385910
Listed
May 4, 2026
Time on market
On the market for 119 days
Data last synced
August 28, 2026

Listing provided by: Bode Platform Inc · Data source: CREA DDF.

Description

Carrington Homes, a local builder, proudly presents this stunning walk-up home in peaceful Lonepine Estates, offering breathtaking views and refined design throughout. Thoughtfully crafted for exceptional flow and elevated living, the home features soaring ceilings, expansive windows, and a striking glass-accent staircase that fills the space with natural light. The open-concept main level showcases seamless sightlines connecting the modern kitchen, dining, and living areas perfect for both everyday living and entertaining. The spa-inspired primary ensuite includes a freestanding tub, glass-enclosed tiled shower with multiple spray features, heated floors, dual floating vanities with under-cabinet lighting, and a private water closet. A self-contained 2-bedroom legal suite offers its own entrance, single garage, and patio. GST applicable (id:63159)

Values & Trends

This listing

$381/sqft

Building average

No other active listings in this building

Black Mountain average

$410/sqft

48 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Black Mountain ElementaryElementary1.5 km
South Rutland ElementaryElementary1.8 km
Belgo Elementary SchoolElementary2.0 km
Rutland ElementaryElementary2.5 km
Okanagan Christian School(Independent)K-122.6 km
Rutland Senior SecondaryElementary2.6 km
Quigley ElementaryElementary2.8 km
Rutland Middle SchoolMiddle2.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($98,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$991,920.00
Periodic payment — Principal & Interest (monthly)$6,399.53
Additional monthly expenses (strata, tax, utilities, etc.)$163.00
Total monthly cost$6,562.53
Interest paid over 5-yr term$284,287.12
Balance at end of term$892,235.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$98,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,773.20

Cash Needed at Closing

Minimum down payment$98,990
Estimated BC PTT$22,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$123,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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