Property Type: Detached HouseOwnership: Freehold

390 Marshall Road

Merritt, BC V1K1N4

$459,000

3 bed2 bath2 parking1,765 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
2.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,949.07

Interior

Basement
Crawl space
Heating
No heat
Fireplace
None

Exterior & Lot

View
Mountain view
Waterfront
Waterfront on creek

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, RV, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomMain level5'8'' x 8'6''
BedroomMain level11'8'' x 15'0''
BedroomMain level11'4'' x 11'0''
Primary BedroomMain level13'10'' x 15'6''
Dining roomMain level11'0'' x 13'0''
KitchenMain level20'0'' x 14'0''
Living roomMain level14'0'' x 23'0''
4pc Ensuite bathMain level
3pc BathroomMain level

Listing Information

MLS®
10374921
Listed
May 27, 2026
Time on market
On the market for 96 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Merritt R.E. Serv · Data source: CREA DDF.

Description

Tucked away along the peaceful banks of Guichon Creek, this 2.109-acre property in Lower Nicola offers a rare blend of privacy, natural beauty, and convenience. Set in a quiet, serene setting, this well-desired parcel features a 1,765 sq. ft. home ready for a new owner to bring their vision and finishing ideas to life. A standout feature of the property is the impressive 60’ x 30’ shop, complete with three-phase power, offering excellent potential for a variety of uses. Enjoy the soothing sounds of the creek and the feeling of seclusion, all while being just a 10-minute drive to the City of Merritt. This hidden gem is full of potential for the right buyer seeking space, privacy, and opportunity. All showings must be pre-booked; please do not walk the property without a confirmed appointment. Contact the listing agent for further details or to schedule your private showing. (id:63159)

Values & Trends

This listing

$260/sqft

Building average

No other active listings in this building

Merritt average

$361/sqft

91 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Lower Nicola Band School(Independent)Elementary1.4 km
Collettville ElementaryElementary7.0 km
Merritt SecondaryElementary7.4 km
Merritt Central ElementaryElementary7.7 km
Merritt Bench ElementaryElementary8.0 km
Kengard Alternate SchoolSecondary8.3 km
Diamond Vale ElementaryElementary8.9 km
Nicola Canford ElementaryElementary9.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$367,200.00
Periodic payment — Principal & Interest (monthly)$2,369.05
Additional monthly expenses (strata, tax, utilities, etc.)$250.42
Total monthly cost$2,619.47
Interest paid over 5-yr term$105,240.58
Balance at end of term$330,297.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,353.07

Cash Needed at Closing

Minimum down payment$22,950
Estimated BC PTT$7,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,630

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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