Property Type: Detached HouseOwnership: Freehold

448 Woodward Avenue

Merritt, BC V0K1Y0

$589,000

3 bed1 bath2 parking1,482 sqftBuilt 1961
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.35 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,571.72

Interior

Heating
Forced air, See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Carport

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level10'7'' x 12'8''
BedroomMain level9'0'' x 12'8''
BedroomMain level8'10'' x 9'8''
4pc BathroomMain level7'2'' x 9'8''
Living roomMain level14'6'' x 31'4''
KitchenMain level9'8'' x 17'4''
FoyerMain level7'7'' x 15'10''
Laundry roomMain level6'9'' x 10'10''

Listing Information

MLS®
10395365
Listed
July 24, 2026
Time on market
On the market for 39 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Merritt R.E. Serv · Data source: CREA DDF.

Description

This well-maintained family home has been lovingly cared for over the years and is now ready to welcome a new family. Offering 1,482 sq. ft. of comfortable rancher-style living, this 3-bedroom, 1-bathroom home is situated on a generous 0.35-acre corner lot in the highly desirable Lower Nicola area. Inside, you'll find a bright and inviting kitchen that flows into a spacious living room, creating a warm and functional space for everyday living and entertaining. The home also features a large laundry room and a generous foyer, providing plenty of practical space for busy family life. A covered breezeway connects the home to the detached two-car shop 31 X34 , offering convenience and shelter year-round. In addition to the shop, there is a covered carport and plenty of parking for vehicles, RVs, trailers, and recreational toys. Outside, the fully fenced yard features double gates for easy access and a large, partially covered private deck, making it the perfect place to enjoy summer BBQs, entertain guests, or relax with your morning coffee. The spacious yard offers plenty of room for children, pets, gardening, or simply enjoying the outdoors. Combining comfortable living, excellent parking, functional outbuildings, and a sought-after Lower Nicola location, this property offers an incredible opportunity for families, retirees, or anyone looking to enjoy a little extra space. Call the listing agent today to book your private showing or for more information. (id:63159)

Values & Trends

This listing

$397/sqft

Building average

No other active listings in this building

Merritt average

$359/sqft

91 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 76%

Wind NE 6 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Lower Nicola Band School(Independent)Elementary2.2 km
Collettville ElementaryElementary8.0 km
Merritt SecondaryElementary8.3 km
Merritt Central ElementaryElementary8.6 km
Merritt Bench ElementaryElementary8.6 km
Kengard Alternate SchoolSecondary9.1 km
Diamond Vale ElementaryElementary9.8 km
Nicola Canford ElementaryElementary10.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($33,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$471,200.00
Periodic payment — Principal & Interest (monthly)$3,040.02
Additional monthly expenses (strata, tax, utilities, etc.)$288.31
Total monthly cost$3,328.33
Interest paid over 5-yr term$135,047.27
Balance at end of term$423,845.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$33,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,268.52

Cash Needed at Closing

Minimum down payment$33,900
Estimated BC PTT$9,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$45,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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