Property Type: Detached HouseOwnership: FreeholdNEW LISTING

3912 Cascade Drive

Vernon, BC V1T9E7

$888,000

4 bed3 bath4 parking3,212 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,745

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Carpeted, Vinyl
Appliances
Refrigerator, Range - Electric, Dishwasher, Microwave, Washer & Dryer

Exterior & Lot

Exterior features
Brick, Stucco
View
Mountain view
Lot features
Balcony

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
013-281-836

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement7'4'' x 13'6''
Recreation roomBasement25'4'' x 26'5''
BedroomBasement10'6'' x 15'4''
3pc BathroomBasement8'5'' x 10'11''
BedroomBasement10'6'' x 13'6''
Utility roomBasement5'4'' x 6'1''
Hobby roomBasement9'3'' x 9'7''
Laundry roomMain level7'9'' x 10'1''
3pc BathroomMain level5'6'' x 11'8''
BedroomMain level10'1'' x 12'7''
3pc Ensuite bathMain level5'8'' x 8'6''
Primary BedroomMain level11'9'' x 17'7''
Living roomMain level14'6'' x 21'9''
Dining roomMain level11'9'' x 12'11''
Dining nookMain level7'8'' x 12'7''
KitchenMain level11'11'' x 13'8''
FoyerMain level8'10'' x 10'1''

Listing Information

MLS®
10398841
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 29, 2026

Listing provided by: RE/MAX Priscilla · Data source: CREA DDF.

Description

Wherever you are in life-a growing family, empty nesters, or enjoying retirement with time for family & friends, this beautifully maintained East Hill home offers over 3,200 sq ft. of thoughtfully designed living space. This immaculate home provides the ease of one-level living on the main floor, plus a versatile walk-out lower level with separate access ideal for teens, guests or a suite. The main level features an elegant living room with gas fireplace and a wall of windows, formal dining, a generous kitchen with ample cabinetry and casual dining. Entertain friends on the spacious covered deck, enjoy morning coffee while viewing the mountain and lake vistas, or take in spectacular evening sunsets. The bright walk-out lower level adds 2 more bedrooms, full bath, family/games room, wine room w/sink & cold-storage. Lovingly cared for by the original owners, the home is truly in tip-top shape w/many upgrades including air cond., hot water tank, and furnace. The lower level opens to a covered patio and fenced backyard. The oversized double garage w workbench and a fully irrigated yard complete the package. Tucked into a quiet, established neighborhood, just blocks from schools, parks, and the downtown core, with transit close by. A rare combination of generous space, flexibility, views, and move-in-ready condition, this is a home that offers exceptional value and room to grow into. (id:63159)

Values & Trends

This listing

$276/sqft

Building average

No other active listings in this building

City of Vernon average

$388/sqft

22 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Silver Star ElementaryElementary456 m
Pleasant Valley Christian Academy(Independent)Elementary/Middle869 m
Harwood ElementaryElementary1.0 km
Ecole Beairsto ElementaryElementary1.5 km
W.L. Seaton SecondarySecondary1.5 km
Vernon SecondaryElementary1.5 km
St James(Independent)Elementary1.8 km
Hillview ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Girouard Park770 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($63,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$710,400.00
Periodic payment — Principal & Interest (monthly)$4,583.26
Additional monthly expenses (strata, tax, utilities, etc.)$556.42
Total monthly cost$5,139.68
Interest paid over 5-yr term$203,602.68
Balance at end of term$639,007.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$63,800
Stress test qualifying rate8.09%
Payment you must qualify for$6,337.81

Cash Needed at Closing

Minimum down payment$63,800
Estimated BC PTT$15,760
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,060

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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