Property Type: Condo / ApartmentOwnership: Strata

401 845 Yates St

Victoria, BC V8W4A3

$549,900

1 bed1 bath1 parking910 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
Apartment
Style
Westcoast
Lot size
934 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$563/mo
Annual property tax
$3,262.6

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

Lot features
Irregular lot size

Building

Parcel ID (PID)
026-815-711

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
DenMain level8' x 9'
BathroomMain level8' x 9'
Primary BedroomMain level12' x 12'
KitchenMain level10' x 12'
Dining roomMain level9' x 8'
Living roomMain level15' x 10'

Listing Information

MLS®
1048299
Listed
September 3, 2026
Time on market
On the market for 9 days
Data last synced
September 12, 2026

Listing provided by: Pemberton Holmes Ltd. · Data source: CREA DDF.

Description

A little more space, a lot more lifestyle! Welcome to this bright and inviting 1 Bedroom + Den condo offering over 900 sq. ft. of thoughtfully designed living space in the heart of Victoria. The open-concept layout is filled with natural light from expansive, almost floor-to-ceiling windows and features hardwood flooring throughout the main living area. The kitchen flows seamlessly into the living and dining areas and showcases stainless steel appliances, granite countertops, abundant cabinetry, and a large island with ample prep and entertaining space. The living room is highlighted by an electric fireplace and an impressive wall of windows, creating a warm and welcoming atmosphere. The spacious primary bedroom offers a comfortable retreat with excellent closet space and convenient access to the bathroom. The bedroom windows currently feature removable window film designed to soften natural light and reduce glare, which can easily be removed to restore a brighter, unobstructed outlook. Storage is abundant throughout the home, with multiple closets providing excellent organization options. The sizeable den adds valuable flexibility and is ideal as a home office, guest room, hobby space, or potential second bedroom. Step outside to your spacious covered balcony, accessible from both the living room and primary bedroom, and enjoy the peaceful outlook over the building’s beautifully landscaped interior courtyard. This pet-friendly home also includes in-suite laundry, secure underground parking, a separate storage locker, and access to a well-equipped fitness centre. Ideally situated within walking distance of Market on Yates, dental & vision care services, restaurants, shops, cafés, and entertainment, with Royal Jubilee Hospital only a short drive away. A fantastic opportunity for buyers seeking a spacious, versatile downtown home that offers exceptional natural light, outdoor living space, secure parking, storage, and a pet-friendly lifestyle. (id:63159)

Values & Trends

This listing

$604/sqft

Building average

$668/sqft

1 active listing(s)

Downtown average

$779/sqft

152 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Cloudy

12°C

Cloudy

Humidity 95%

Wind WSW 8 km/h

Today

20°

Tonight

12°

Sunday

18°

Sunday night

12°

Monday

17°

Monday night

11°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Christ Church Cathedral School(Independent)Elementary/Middle402 m
Pacific School of Innovation and Inquiry(Independent)Secondary571 m
Central Middle SchoolElementary933 m
South Park Family SchoolElementary993 m
Victoria HighElementary1.1 km
George Jay ElementaryElementary1.1 km
Sir James Douglas ElementaryElementary1.4 km
VI School of Innovation and Inquiry(Independent)Elementary/Middle1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • OEB Breakfast Co. · 856 Yates Street45 m
  • The Poké Lounge · 866 Yates Street48 m
  • Sakura Sushi · 1213 Quadra Street70 m
  • Zambri's · 820 Yates Street114 m
  • Taosis Ramen126 m

Cafes (5+)

  • Habit Coffee · 808 Yates Street142 m
  • The Loft & Ladder209 m
  • Basic Cafe210 m
  • SH91 Bubble Tea · 759 Yates Street213 m
  • Blue Fox Cafe · 919 Fort Street233 m

Grocery (5+)

  • Market on Yates · 903 Yates Street92 m
  • Bulk Barn · 706 Yates Street341 m
  • Daily Fresh · 1627 Quadra Street378 m
  • Save-On-Foods · 1010 Pandora Avenue384 m
  • Mexican House of Spice · 1412 Douglas Street430 m

Parks (5+)

  • Pioneer Square · 1030 Quadra Street298 m
  • Pandora Green338 m
  • Law Courts Green387 m
  • Mason Street Park · 1045 Mason Street492 m
  • Penwell Green503 m

Shopping (5+)

  • London Drugs193 m
  • Winners · 1150 Douglas Street417 m
  • The Bay Centre490 m
  • The Bay Centre · 1150 Douglas Street490 m
  • Sabayons · 1101 Government Street548 m

Gyms (5+)

  • Anytime Fitness · 815 Yates Street97 m
  • Peterec's Kombat Centre · 851 Johnson Street108 m
  • Forge Gym239 m
  • Studio 4 Athletics · 715 Yates Street315 m
  • Victoria Fitness · 1029 View Street329 m

Pharmacies (5+)

  • View Street Pharmacy · 867 View Street95 m
  • Shoppers Drug Mart · 1212 Douglas Street398 m
  • Victoria Compounding Pharmacy · 1089 Fort Street469 m
  • Cridge Pharmacy507 m
  • Rexall · 912 Douglas Street507 m

Banks & ATMs (5+)

  • Coastal Community Credit Union · 762 Fort Street299 m
  • BMO · 1225 Douglas Street351 m
  • Scotiabank · 702 Yates Street358 m
  • Canadian Western Bank · 1201 Douglas Street362 m
  • CIBC376 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (strata, tax, utilities, etc.)$880.88
Total monthly cost$3,719.10
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,997.93

Cash Needed at Closing

Minimum down payment$29,990
Estimated BC PTT$8,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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