Property Type: Condo / ApartmentOwnership: StrataRECENTLY LISTED

403 300 Michigan St

Victoria, BC V8V1R5

$839,000

2 bed2 bath1 parking1,027 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
970 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$714/mo
Annual property tax
$4,507

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

Lot features
Rectangular

Building

Parcel ID (PID)
029-769-914

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EnsuiteMain level3-Piece
BathroomMain level3-Piece
EntranceMain level
Primary BedroomMain level
BedroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level

Listing Information

MLS®
1047897
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 30, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

Top-floor corner living in the heart of James Bay. This bright 2 bedroom, 2 bathroom home features soaring vaulted ceilings, dramatic floor-to-ceiling windows, and two private decks offering exceptional natural light and evening sun. Located just two blocks from Victoria’s Inner Harbour and the Legislature, this boutique 14-unit building puts you steps from Beacon Hill Park, Dallas Road, cafés, restaurants, shopping, and downtown. The thoughtfully designed kitchen and open-concept living space are complemented by ensuite laundry and secure underground parking. Pet-friendly and rental-friendly, this is an excellent opportunity for a full-time home, Victoria retreat, or investment. A rare combination of top-floor privacy, corner exposure, architectural character, outdoor space, and an outstanding location in one of Victoria’s most desirable and walkable neighbourhoods. (id:63159)

Values & Trends

This listing

$817/sqft

Building average

No other active listings in this building

James Bay average

$691/sqft

37 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
James Bay CommunityElementary294 m
South Park Family SchoolElementary794 m
Pacific School of Innovation and Inquiry(Independent)Secondary894 m
Christ Church Cathedral School(Independent)Elementary/Middle1.4 km
Victoria West ElementaryElementary1.9 km
Sir James Douglas ElementaryElementary2.2 km
Central Middle SchoolElementary2.2 km
Ecole Macaulay ElementaryElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Aegir Room · 500 Oswego Street211 m
  • Harbour House Restaurant · 607 Oswego Street314 m
  • Murder Burger · 332 Menzies Street321 m
  • Pendray Tea House · 309 Belleville Street355 m
  • Heron Rock Bistro370 m

Cafes (5+)

  • Nourish Kitchen & Cafe319 m
  • James Bay Coffee House · 425 Simcoe Street376 m
  • Discovery Coffee · 277 Menzies Street382 m
  • Courtyard Café397 m
  • Piggy & Paisley · 143 Menzies Street460 m

Grocery (2)

  • Red Barn Market · 325 Menzies Street360 m
  • Thrifty Foods James Bay · 475 Simcoe Street425 m

Parks (5+)

  • Irving Park311 m
  • Macdonald Park · 212 Niagara Street337 m
  • Quadra Park · 407 Belleville Street351 m
  • Charles Redfern Park · 200 Quebec Street390 m
  • Ernest Todd Playground · 111 Montreal Street425 m

Gyms (1)

  • Fitness Center · 525 Superior Street439 m

Pharmacies (1)

  • James Bay Pharmasave · 230 Menzies Street394 m

Banks & ATMs (3)

  • Unnamed · 475 Simcoe Street412 m
  • Unnamed747 m
  • Unnamed777 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($58,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$671,200.00
Periodic payment — Principal & Interest (monthly)$4,330.35
Additional monthly expenses (strata, tax, utilities, etc.)$1,140.54
Total monthly cost$5,470.90
Interest paid over 5-yr term$192,367.85
Balance at end of term$603,746.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$58,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,998.70

Cash Needed at Closing

Minimum down payment$58,900
Estimated BC PTT$14,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$75,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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