Property Type: Condo / ApartmentOwnership: Strata

215 405 Quebec St

Victoria, BC V8V4Z2

$779,000

2 bed2 bath1 parking1,054 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,054 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$730/mo
Annual property tax
$4,075.25

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Garburator

Exterior & Lot

Lot features
Curb & gutter, Level lot, Corner Site, Other

Building

Parcel ID (PID)
023-185-414

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level5'6 x 2'8
BathroomMain level4-Piece
EnsuiteMain level3-Piece
Primary BedroomMain level12'10 x 11'5
BedroomMain level11'0 x 9'6
Living roomMain level15'4 x 12'8
Eating areaMain level7'7 x 11'0
KitchenMain level8'8 x 10'9
Dining roomMain level8'3 x 10'8
EntranceMain level5'10 x 5'3

Listing Information

MLS®
1046906
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 31, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

Discover the essence of James Bay living in Polo Pacific, a boutique residence that embodies coastal sophistication just steps from Victoria’s iconic landmarks. This impressive 2-bedroom, 2-bathroom home spans more than 1,000 sq. ft. and captures the relaxed elegance that defines life by the harbour. Natural light floods the interior through expansive windows, creating a bright and inviting atmosphere. Step onto your west-facing balcony to savour the glow of evening sunsets. The kitchen offers generous counter space and a welcoming eat-in nook, while the separate dining room sets the stage for festive occasions or can easily serve as a versatile home office. The primary bedroom is a peaceful retreat, complete with a walk-in closet and 3-piece ensuite. Everyday comfort is enhanced by in-suite laundry, secure underground parking, a storage locker, and pet-friendly living. Strata fees include gas and hot water, and two guest suites provide a convenient stay for visiting family and friends. Just one block from the Parliament Buildings, this home is nestled in the heart of Victoria’s most coveted neighbourhood. Stroll to Beacon Hill Park, Fisherman’s Wharf, or the Inner Harbour in minutes, and enjoy the cafés, galleries, and markets that give James Bay its unmistakable coastal charm. (id:63159)

Values & Trends

This listing

$739/sqft

Building average

$762/sqft

1 active listing(s)

James Bay average

$693/sqft

37 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
James Bay CommunityElementary570 m
Pacific School of Innovation and Inquiry(Independent)Secondary638 m
South Park Family SchoolElementary686 m
Christ Church Cathedral School(Independent)Elementary/Middle1.2 km
Victoria West ElementaryElementary1.8 km
Central Middle SchoolElementary2.0 km
Sir James Douglas ElementaryElementary2.1 km
George Jay ElementaryElementary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Harbour House Restaurant · 607 Oswego Street49 m
  • Aegir Room · 500 Oswego Street97 m
  • Belleville's · 427 Belleville Street107 m
  • Pendray Tea House · 309 Belleville Street141 m
  • Steamship Grill & Bar · 470 Belleville Street233 m

Cafes (5+)

  • Courtyard Café139 m
  • Nourish Kitchen & Cafe206 m
  • Good Earth Coffeehouse · 535 Superior Street433 m
  • Discovery Coffee · 277 Menzies Street457 m
  • Starbucks · 819 Wharf Street497 m

Grocery (2)

  • Red Barn Market · 325 Menzies Street408 m
  • Thrifty Foods James Bay · 475 Simcoe Street607 m

Parks (5+)

  • Quadra Park · 407 Belleville Street77 m
  • Confederation Plaza · 600 Menzies Street217 m
  • Charles Redfern Park · 200 Quebec Street270 m
  • Peter Pollen Waterfront Park339 m
  • Irving Park431 m

Shopping (3)

  • Sabayons · 1101 Government Street734 m
  • The Bay Centre771 m
  • The Bay Centre · 1150 Douglas Street771 m

Gyms (2)

  • Fitness Center · 525 Superior Street400 m
  • Unnamed565 m

Pharmacies (3)

  • James Bay Pharmasave · 230 Menzies Street551 m
  • Rexall · 912 Douglas Street697 m
  • I.D.A. Cridge Family · 641 Fort Street722 m

Banks & ATMs (5+)

  • Unnamed481 m
  • Unnamed545 m
  • Unnamed · 475 Simcoe Street591 m
  • National Bank · 880 Douglas Street680 m
  • Unnamed697 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Other Listings in This Building

Other units currently listed in the same building. 215 405 Quebec St

View building profile →
Built 1995

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$623,200.00
Periodic payment — Principal & Interest (monthly)$4,020.67
Additional monthly expenses (strata, tax, utilities, etc.)$1,122.52
Total monthly cost$5,143.20
Interest paid over 5-yr term$178,610.91
Balance at end of term$560,570.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,583.45

Cash Needed at Closing

Minimum down payment$52,900
Estimated BC PTT$13,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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