Property Type: Condo / ApartmentOwnership: Strata

101 636 Montreal St

Victoria, BC V8V4Y1

$759,000

1 bed2 bath1 parking1,142 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,142 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$877/mo
Annual property tax
$3,862.18

Interior

Heating
Baseboard heaters, Electric, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level11'6 x 19'5
PatioMain level10'10 x 14'8
PantryMain level3'0 x 5'4
BathroomMain level2-Piece
Laundry roomMain level5'11 x 6'0
KitchenMain level7'11 x 13'4
Dining roomMain level7'0 x 14'0
Living roomMain level14'5 x 19'4
OfficeMain level6'10 x 8'6
Primary BedroomMain level10'1 x 13'7
EnsuiteMain level4-Piece
EntranceMain level5'7 x 12'6

Listing Information

MLS®
1044193
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Welcome to this idyllic oceanfront pied-à-terre, an urban oasis surrounded by lily pads and tranquil ponds, as if suspended within a Monet painting! The unique floor plan is the only one-bedroom plus study in Harbourside, offering 1,140 welcoming sq. ft. of living space that opens onto nearly 400 sq. ft. of private patio. Ideal for entertaining, the southwest exposure provides the perfect setting to enjoy spectacular sunsets and watch the Coho pass by like clockwork. The upgraded galley-style kitchen offers generous counter space, abundant storage, and a spacious pantry. The current owner has beautifully updated both the spa-inspired ensuite and guest bathrooms, making this suite truly move-in ready. Harbourside is a superior steel and concrete building that is currently undergoing a complete exterior restoration. It is also a well-managed and welcoming community, offering secure underground parking and a separate storage locker. Don't miss this exceptional opportunity! (id:63159)

Values & Trends

This listing

$665/sqft

Building average

No other active listings in this building

James Bay average

$695/sqft

37 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
James Bay CommunityElementary628 m
Pacific School of Innovation and Inquiry(Independent)Secondary903 m
South Park Family SchoolElementary1.1 km
Christ Church Cathedral School(Independent)Elementary/Middle1.5 km
Victoria West ElementaryElementary1.5 km
BeausoleilElementary2.0 km
Victor-BrodeurK-122.0 km
Selkirk Montessori School(Independent)Elementary/Middle2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Blue Crab Seafood House66 m
  • Il Covo Trattoria · 106 Superior Street171 m
  • Pendray Tea House · 309 Belleville Street262 m
  • Coco Grill295 m
  • Pirate Pizza Company304 m

Cafes (5+)

  • Nourish Kitchen & Cafe168 m
  • Coffeehouse at Shoal Point · 19 Dallas Road452 m
  • Courtyard Café480 m
  • Starbucks · 819 Wharf Street715 m
  • Discovery Coffee · 277 Menzies Street779 m

Grocery (1)

  • Red Barn Market · 325 Menzies Street741 m

Parks (5+)

  • Charles Redfern Park · 200 Quebec Street116 m
  • Peter Pollen Waterfront Park172 m
  • Fisherman's Wharf Park · 300 Saint Lawrence Street327 m
  • Quadra Park · 407 Belleville Street374 m
  • Songhees Park · 56 Songhees Road429 m

Gyms (1)

  • Fitness Center · 525 Superior Street764 m

Banks & ATMs (2)

  • Unnamed731 m
  • Unnamed747 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($50,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$607,200.00
Periodic payment — Principal & Interest (monthly)$3,917.45
Additional monthly expenses (strata, tax, utilities, etc.)$1,255.85
Total monthly cost$5,173.30
Interest paid over 5-yr term$174,025.27
Balance at end of term$546,178.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$50,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,445.04

Cash Needed at Closing

Minimum down payment$50,900
Estimated BC PTT$13,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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