4037 Cumberland Rd
Saanich, BC V8X2E7
$985,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 9,030 square feet
- Zoning
- Rural residential
A-1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,753.53
Interior
- Heating
- Baseboard heaters
- Cooling / A/C
- None
- Fireplace
- Yes (1)
Parking
- Total spaces
- 3
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | 3-Piece |
| Bedroom | Main level | — |
| Entrance | Main level | 3'11 x 7'0 |
| Primary Bedroom | Main level | 13'11 x 14'5 |
| Dining room | Main level | 12'1 x 13'11 |
| Laundry room | Main level | 8'11 x 10'11 |
| Bathroom | Main level | 3-Piece |
| Kitchen | Main level | 11'10 x 12'9 |
| Family room | Main level | 11'4 x 22'6 |
| Bedroom | Main level | 8'10 x 12'2 |
| Living room | Main level | 12'0 x 10'8 |
| Den | Main level | 7'8 x 9'2 |
Listing Information
- MLS®
- 1047609
- Listed
- August 22, 2026
- Time on market
- On the market for 9 days
- Data last synced
- August 28, 2026
Listing provided by: Sutton Group West Coast Realty · Data source: CREA DDF.
Description
4037 Cumberland Rd offers an excellent opportunity in Saanich’s convenient Lake Hill area, tucked away on a no-thru road and close to everyday amenities. The property is near ICBC, Reynolds Secondary, Saanich Centre, and Camas Park, with 10 minutes bus ride to UVic. Set on a generous rectangular lot, the property offers strong future upside and redevelopment potential. Inside, the home benefits from the updates completed after being purchased in 2023, including new flooring and an upgraded bathroom. A rare chance to secure a well-located property with convenience, land value, and long-term potential in a desirable neighbourhood. (id:63159)
Values & Trends
This listing
$566/sqft
Building average
—
No other active listings in this building
Lake Hill average
$585/sqft
5 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Victoria (University of)
12°C
—
Humidity 89%
Wind NNW calm km/h
Tonight
12°
Tuesday
19°
Tuesday night
13°
Wednesday
15°
Wednesday night
11°
Thursday
15°
Source: Environment and Climate Change Canada.
Population
117,735
(2021 Census)
+3.1% since 2016
Density: 1,136.5/km²
Dwellings: 50,064
Median household income: $93,000
After-tax: $83,000
Immigrant population: 22.5%
Top countries of origin (% of total population)
- China3.5% · 4,110
- United Kingdom3.2% · 3,760
- India2.3% · 2,650
- Philippines1.7% · 1,995
- United States of America1.4% · 1,655
- Germany0.6% · 730
- Hong Kong0.6% · 720
- Viet Nam0.5% · 540
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
48
8/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Reynolds Secondary | Elementary | 450 m |
| Lake Hill Elementary | Elementary | 880 m |
| Braefoot Elementary | Elementary | 947 m |
| St. Margaret's(Independent) | K-12 | 1.0 km |
| St Andrew's Regional High(Independent) | Secondary | 1.3 km |
| Cedar Hill Middle | Elementary | 1.6 km |
| Rogers Elementary | Elementary | 1.8 km |
| Pacific Christian School(Independent) | Elementary | 2.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (2)
- White Spot595 m
- The Keg · 3940 Quadra Street790 m
Cafes (2)
- Tim Hortons426 m
- Starbucks531 m
Grocery (2)
- Planet Organic Market520 m
- Thrifty Foods Quadra · 3995 Quadra Street551 m
Parks (5+)
- Camas Park156 m
- Century Park162 m
- McBriar Park · 1136 McBriar Avenue559 m
- Margaret Wright Park565 m
- Braefoot Park709 m
Shopping (1)
- Saanich Centre529 m
Gyms (2)
- Anytime Fitness444 m
- Quadra Sports & Fitness · 3946 Quadra Street746 m
Pharmacies (1)
- London Drugs463 m
Banks & ATMs (2)
- TD644 m
- Unnamed661 m
Nearby places data: © OpenStreetMap contributors.
School district: Victoria (SD61)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($73,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.