Property Type: Condo / ApartmentOwnership: Strata

404 614 Fernhill Pl

Esquimalt, BC V9A4Z1

$439,000

2 bed2 bath1 parking1,264 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,264 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$542/mo
Annual property tax
$2,744

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
See Remarks
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
SunroomMain level5' x 14'
EnsuiteMain level2-Piece
BedroomMain level10' x 12'
BathroomMain level4-Piece
Primary BedroomMain level15' x 15'
KitchenMain level11' x 10'
Dining roomMain level9' x 10'
Living roomMain level14' x 20'
EntranceMain level4' x 8'

Listing Information

MLS®
1042017
Listed
July 1, 2026
Time on market
On the market for 61 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Generation · Data source: CREA DDF.

Description

OMG These views! Fabulous views!! Top-floor living with spectacular ocean & Olympic Mountain views! Welcome to Unit 404–614 Fernhill Pl in Esquimalt, a bright and spacious 2 bed, 2 bath adult-oriented condo ideally located in the heart of Esquimalt. Parking included, with tremendous access to the core of Esquimlat and 5 minute drive to Victoria. Enjoy the peace and privacy of no one above you, plus a well-appointed layout featuring a generous primary bedroom with ensuite, cozy stone fireplace, spacious dining area, and an enclosed balcony perfectly positioned to capture the stunning views year-round. Recent updates - new paint and flooring, plus the convenience of huge private storage. This well-run, professionally managed, cat-friendly building offers fantastic amenities including a rooftop deck and common games room. Walking distance to everything, groceries, library, rec centre, bus routes, and all amenities are just steps away. An exceptional opportunity for comfortable, low-maintenance living in a prime location. (id:63159)

Values & Trends

This listing

$347/sqft

Building average

No other active listings in this building

Rockheights average

$795/sqft

28 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind N 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,653

(2021 Census)

Density: 2,418.2/km²

Dwellings: 9,036

Median household income: $76,000

After-tax: $67,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom3% · 525
  • Philippines1.5% · 270
  • United States of America1.2% · 215
  • India0.8% · 145
  • China0.7% · 115
  • Germany0.5% · 85
  • Viet Nam0.3% · 60
  • France0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rockheights Middle SchoolElementary478 m
Ecole Macaulay ElementaryElementary574 m
BeausoleilElementary670 m
Victor-BrodeurK-12670 m
Esquimalt High SchoolSecondary1.2 km
Victoria West ElementaryElementary1.7 km
Selkirk Montessori School(Independent)Elementary/Middle2.6 km
Craigflower ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Saigon Char-Broil Restaurant · 1205 Esquimalt Road222 m
  • Kwao Thai Restaurant · 1207A Esquimalt Road229 m
  • Benjamin's Cafe · 614B Grenville Avenue431 m
  • Syriana · 1258 Esquimalt Road438 m
  • Vietnam Garden Restaurant · 524 Admirals Road549 m

Cafes (3)

  • Serious Coffee128 m
  • Esquimalt Roasting Company · 505 Park Place346 m
  • Tim Hortons751 m

Grocery (2)

  • Country Grocer189 m
  • Red Barn Market547 m

Parks (5+)

  • Phil Ross Park228 m
  • Memorial Park233 m
  • Bullen Park · 1140 Lyall Street293 m
  • Unnamed323 m
  • Unnamed342 m

Shopping (1)

  • Canex646 m

Gyms (2)

  • Esquimalt Recreation Centre · 527 Fraser Street309 m
  • Third Space · 918 Esquimalt Road642 m

Pharmacies (3)

  • Pharmasave189 m
  • Heart Pharmacy · 890 Esquimalt Road702 m
  • Shoppers Drug Mart · 870 Esquimalt Road776 m

Banks & ATMs (1)

  • Unnamed716 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$351,200.00
Periodic payment — Principal & Interest (monthly)$2,265.82
Additional monthly expenses (strata, tax, utilities, etc.)$833.67
Total monthly cost$3,099.49
Interest paid over 5-yr term$100,654.93
Balance at end of term$315,905.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,206.97

Cash Needed at Closing

Minimum down payment$21,950
Estimated BC PTT$6,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,230

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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