Property Type: Detached HouseOwnership: Freehold

4047 Haro Rd

Saanich, BC V8N4B3

$1,350,000

3 bed2 bath4 parking1,417 sqftBuilt 1954
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Property Details

Property & Lot

Sub-type
House
Lot size
13,735 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,017.35

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomMain level2-Piece
DenMain level13'7 x 8'2
WorkshopMain level9'6 x 9'4
OtherMain level5'2 x 9'3
BathroomMain level3-Piece
BedroomMain level9'6 x 9'10
BedroomMain level9'7 x 12'2
Primary BedroomMain level11'7 x 12'2
Dining roomMain level14'8 x 9'7
KitchenMain level10'4 x 12'11
Living roomMain level13'1 x 16'1

Listing Information

MLS®
1033135
Listed
May 5, 2026
Time on market
On the market for 118 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

Situated in the sought after Finnerty Cove/Arbutus area, this one level rancher is located on a rare oversized 0.33 acre corner lot. This 3 bedroom. 1.5 bathroom home has been refreshed with updated flooring (in bedrooms), fresh paint and modern lighting throughout. The bathrooms have been completely renovated offering a powder room and full 3 piece bathroom with extra storage space and a walk in shower. A gas fireplace brings comfort to the living room while maple cabinets and stainless steel appliances complete the kitchen. The extra den off the dining area is the perfect flex space for separate dining, an office, or playroom. Outside, the massive lot offers 2 driveways, a carport and workshop. The lot offers potential for a garden suite, custom expansion or future development; a valuable holding property in an area of executive homes near UVic and Cadboro Bay. Whether you’re looking for a move in ready rancher or a strategic long-term investment, this rare property delivers it all. (id:63159)

Values & Trends

This listing

$953/sqft

Building average

No other active listings in this building

Arbutus average

$663/sqft

7 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank Hobbs ElementaryElementary784 m
Arbutus Global Middle SchoolElementary845 m
Mount Douglas SecondarySecondary1.7 km
Maria Montessori Academy(Independent)Elementary1.7 km
Hillcrest ElementaryElementary2.0 km
Campus View ElementaryElementary2.1 km
ArtsCalibre Academy(Independent)Elementary/Middle2.2 km
Torquay ElementaryElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Unnamed209 m
  • Unnamed412 m
  • Haro Woods Park504 m
  • Goward Park524 m
  • Hollydene Park645 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($110,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,080,000.00
Periodic payment — Principal & Interest (monthly)$6,967.79
Additional monthly expenses (strata, tax, utilities, etc.)$655.78
Total monthly cost$7,623.57
Interest paid over 5-yr term$309,531.10
Balance at end of term$971,463.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$110,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,535.17

Cash Needed at Closing

Minimum down payment$110,000
Estimated BC PTT$25,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$136,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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