Property Type: Condo / ApartmentOwnership: Strata

607 91 Chapel St

Nanaimo, BC V9R0J3

$650,000

2 bed2 bath1 parking1,075 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

DT5

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$513/mo
Annual property tax
$4,088

Interior

Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level21'9 x 5'2
PatioSecond level19'9 x 28'0
Primary BedroomMain level10'7 x 10'2
Living roomMain level16'1 x 13'9
Laundry roomMain level6'3 x 4'9
KitchenMain level9'6 x 8'3
EnsuiteMain level4-Piece
Dining roomMain level11'10 x 9'6
BedroomMain level10'6 x 9'2
BathroomMain level4-Piece

Listing Information

MLS®
1044331
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: 460 Realty Inc. (NA) · Data source: CREA DDF.

Description

Welcome to this rare two level penthouse in one of Downtown Nanaimo's most sought after buildings. Offering over 1,000 sq ft of bright living space, this 2 bed, 2 bath home features 9 ft ceilings, a gas fireplace, electric heat pump, and in suite laundry. Expansive telescopic sliding glass doors fill the home with natural light and open to a spacious balcony with beautiful mountain views. The upper level showcases a private rooftop patio with ocean and mountain views, a gas BBQ hookup, and exceptional space for entertaining. The kitchen features waterfall quartz countertops and premium KitchenAid appliances, including a gas stove. Complete with secure underground parking, communal kayak and bike storage, a beautifully designed open courtyard, and pet friendly living (see bylaws). Enjoy a walkable lifestyle just steps from the seawall, night markets, restaurants, cafes, bars, shopping, and everything Downtown Nanaimo has to offer. Measurements approximate, verify if important. (id:63159)

Values & Trends

This listing

$605/sqft

Building average

$570/sqft

2 active listing(s)

Old City average

$553/sqft

30 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

78

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pauline Haarer ElementaryElementary424 m
Fairview ElementaryElementary1.4 km
Bayview ElementaryElementary1.6 km
Brechin ElementaryElementary1.7 km
Georgia Avenue ElementaryElementary1.9 km
Secondaire de NanaimoSecondary1.9 km
Nanaimo District SecondarySecondary1.9 km
John Barsby SecondarySecondary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The View Oceanside Grill · 70 Church Street44 m
  • Top Notch Burgers46 m
  • Embers Wine & Charcuterie Cellar57 m
  • Melange Restaurant · 223 Commercial Street69 m
  • The Firehouse Grill · 75 Front Street72 m

Cafes (5+)

  • Modern Café · 221 Commercial Street83 m
  • Ironworks Café & Crêperie · 200 Commercial Street103 m
  • Tea on the Quay · 90 Front Street146 m
  • Javawocky Coffee House153 m
  • Gabriel's Gourmet Cafe · 39 Commercial Street286 m

Grocery (3)

  • The Green Store: Discount Organic · 256 Wallace Street269 m
  • ManLee Oriental · 385 Terminal Avenue303 m
  • Thrifty Foods · 650 Terminal Avenue464 m

Parks (5+)

  • Dallas Square Park · 85 Front Street43 m
  • Catherine Gisborne Garden82 m
  • Anchor Way Park · 20 Anchor Way105 m
  • Bastion Square Park · 94 Front Street127 m
  • McGregor Park · 126 Front Street238 m

Shopping (2)

  • Port Place Shopping Centre · 650 Terminal Avenue460 m
  • London Drugs · 650 Terminal Avenue469 m

Gyms (3)

  • Kind Society Yoga147 m
  • Force Boxing & Fitness · 165 Fraser Street239 m
  • Iyengar Yoga Nanaimo · 335 Wesley Street444 m

Pharmacies (2)

  • Wallace Pharmacy313 m
  • Central Drugs534 m

Banks & ATMs (5+)

  • Royal Bank of Canada · 205 Commercial Street129 m
  • Coastal Community Credit Union · 59 Wharf Street210 m
  • Scotiabank · 65 Commercial Street262 m
  • Scotiabank · 65 Commercial Street262 m
  • CIBC · 650 Terminal Avenue424 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (strata, tax, utilities, etc.)$907.67
Total monthly cost$4,262.53
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.69

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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