Property Type: Detached HouseOwnership: Freehold

4081 Cedar Hill Rd

Saanich, BC V8N3C2

$1,329,000

4 bed3 bath4 parking1,973 sqftBuilt 1910
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Property Details

Property & Lot

Sub-type
House
Lot size
15,464 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,676.61

Interior

Heating
Baseboard heaters, Natural gas, Other
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BedroomMain level12' x 14'
BedroomMain level10' x 17'
BathroomMain level5' x 9'
BathroomMain level10' x 11'
BedroomMain level10' x 13'
EnsuiteMain level5' x 11'
Primary BedroomMain level14' x 15'
Laundry roomMain level4' x 12'
KitchenMain level12' x 15'
Living roomMain level13' x 18'
Dining roomMain level9' x 13'
EntranceMain level8' x 9'

Listing Information

MLS®
1042135
Listed
July 6, 2026
Time on market
On the market for 56 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Fantastic property set on a beautiful 0.35-acre fully fenced lot, surrounded by soaring oak trees in a highly sought-after Mt. Doug neighbourhood! This impressive home offers nearly one-level living with 4 bedrooms and 3 bathrooms, plus a detached garage. Extensively renovated in 2015, upgrades include electrical, insulation, windows, flooring, millwork, finishing, and exterior wall construction upgraded to 2x6. The home also features a no-step accessible entrance, with the primary bedroom, living room, kitchen, laundry, and a second bedroom all conveniently located on the main level. A short 3-step split leads to two additional bedrooms sharing a bathroom, along with another full 4-piece bath—an ideal layout for families or retirees seeking minimal stairs. The large property is a gardener's delight, & with fully fenced yard keeps the deer out, or kids safely in! Close to shopping, UVIC & all kinds of hiking trails at nearby Mt Doug Regional Park. (id:63159)

Values & Trends

This listing

$674/sqft

Building average

No other active listings in this building

Mt Doug average

$578/sqft

3 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lambrick Park SecondarySecondary585 m
Gordon Head Middle SchoolElementary781 m
Braefoot ElementaryElementary957 m
ArtsCalibre Academy(Independent)Elementary/Middle1.1 km
Cedar Hill MiddleElementary1.1 km
Maria Montessori Academy(Independent)Elementary1.4 km
Mount Douglas SecondarySecondary1.4 km
Torquay ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Naughty Nellie's Fish & Chips · 4081 Shelbourne Street301 m
  • Torquay Village Restaurant · 4087 Shelbourne Street309 m
  • Hot House Pizza313 m
  • Sushi Mago · 4071 Shelbourne Street315 m
  • Lee's House Asian Fusion Bistro555 m

Cafes (2)

  • Starbucks · 4077 Shelbourne Street282 m
  • Tim Hortons · 3990 Shelbourne Street565 m

Grocery (1)

  • Mount Douglas Market · 4101 Shelbourne Street277 m

Parks (5+)

  • Brodick Park254 m
  • Glencraig Park394 m
  • Bow Park440 m
  • Feltham Park512 m
  • Unnamed608 m

Pharmacies (2)

  • The Medicine Shoppe · 4071 Shelbourne Street314 m
  • University Heights Pharmacy546 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($107,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,063,200.00
Periodic payment — Principal & Interest (monthly)$6,859.41
Additional monthly expenses (strata, tax, utilities, etc.)$655.38
Total monthly cost$7,514.79
Interest paid over 5-yr term$304,716.18
Balance at end of term$956,351.84

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$107,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,389.83

Cash Needed at Closing

Minimum down payment$107,900
Estimated BC PTT$24,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$133,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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