Property Type: Detached HouseOwnership: Freehold

3938 Shorncliffe Rd

Saanich, BC V8P2T6

$949,000

3 bed2 bath3 parking1,747 sqftBuilt 1965
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Property Details

Property & Lot

Sub-type
House
Lot size
9,277 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$5,362.02

Interior

Heating
Heat Pump
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
City view

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Eating areaMain level
EntranceMain level
Family roomLower level
BedroomMain level12' x 12'
BathroomLower level3-Piece
BathroomMain level4-Piece
BedroomMain level
Primary BedroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
StorageLower level

Listing Information

MLS®
1044510
Listed
August 20, 2026
Time on market
On the market for 11 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Welcome to this inviting 3-bedroom, 2-bathroom home offering exceptional value in a highly sought-after, central location. The main level features all three bedrooms, a full bathroom, and bright, comfortable living and dining spaces filled with natural light. The eat-in kitchen opens directly to a sunny side deck—perfect for morning coffee, summer BBQs, or relaxing in the afternoon sun. Downstairs, you’ll find a spacious recreation room, a second bathroom, and a combined utility area with laundry, providing excellent flexibility for a young family, guests, a home office, or hobby space. Outside, enjoy a flat, sun-filled side yard with room to garden, play, or unwind, thoughtfully separated from the covered carport for added privacy and functionality. Tucked away on a quiet street yet just minutes to schools, shopping, everyday amenities, and an extensive network of walking, hiking, and biking trails—this is a rare opportunity in a prime location. A fantastic starter home for a young family, offering space, versatility, and outstanding value in a truly well-connected neighbourhood. Don’t miss your chance to make this home yours—contact your REALTOR® today to schedule a private viewing or to learn more. (id:63159)

Values & Trends

This listing

$543/sqft

Building average

No other active listings in this building

Cedar Hill average

$575/sqft

6 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cedar Hill MiddleElementary289 m
Braefoot ElementaryElementary431 m
Doncaster ElementaryElementary1.3 km
Campus View ElementaryElementary1.4 km
Reynolds SecondaryElementary1.4 km
Lambrick Park SecondarySecondary1.5 km
Mount Douglas SecondarySecondary1.6 km
Gordon Head Middle SchoolElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Lee's House Asian Fusion Bistro648 m
  • Laila Laila Hotpot · 1546 Cedar Hill Cross Road799 m

Cafes (2)

  • Tim Hortons525 m
  • Tim Hortons · 3990 Shelbourne Street689 m

Grocery (2)

  • Fairway Market McKenzie · 1521 McKenzie Avenue414 m
  • Thrifty Foods · 1626 McKenzie Avenue651 m

Parks (5+)

  • Feltham Park494 m
  • Bow Park555 m
  • Braefoot Park661 m
  • Jennifer Park699 m
  • Brodick Park752 m

Pharmacies (2)

  • University Heights Pharmacy657 m
  • Rexall742 m

Banks & ATMs (2)

  • CIBC · 3959 Shelbourne Street607 m
  • RBC788 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,200.00
Periodic payment — Principal & Interest (monthly)$4,898.10
Additional monthly expenses (strata, tax, utilities, etc.)$533.84
Total monthly cost$5,431.94
Interest paid over 5-yr term$217,588.90
Balance at end of term$682,902.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,759.97

Cash Needed at Closing

Minimum down payment$69,900
Estimated BC PTT$16,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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