Property Type: Detached HouseOwnership: Freehold

515 BIRCHLEAF Walk

Waterloo, BC N2T2W5

$1,024,900

3 bed3 bath6 parking3,380 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
68 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,146.98

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Appliances
Washer, Refrigerator, Water softener, Hot Tub, Central Vacuum, Dishwasher, Stove, Dryer, Hood Fan, Window Coverings, Garage door opener, Microwave Built-in

Exterior & Lot

Exterior features
Brick Veneer
Lot features
Cul-de-sac, Southern exposure, Paved driveway, Sump Pump, Automatic Garage Door Opener
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Security
Security system, Smoke Detectors, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement14'7'' x 20'0''
Recreation roomBasement23'1'' x 27'3''
Family roomBasement30'7'' x 15'9''
BedroomBasement15'6'' x 18'0''
3pc BathroomBasement10'7'' x 8'4''
Laundry roomMain level10'0'' x 6'0''
3pc BathroomMain level5'1'' x 13'0''
BedroomMain level13'1'' x 13'0''
4pc BathroomMain level9'7'' x 11'11''
Primary BedroomMain level22'2'' x 13'7''
Living roomMain level17'3'' x 13'8''
Dining roomMain level11'11'' x 10'6''
BreakfastMain level7'8'' x 13'7''
KitchenMain level12'1'' x 13'7''
FoyerMain level12'7'' x 7'1''

Listing Information

MLS®
40851387
Listed
August 5, 2026
Time on market
On the market for 40 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX SOLID GOLD REALTY (II) LTD. · Data source: CREA DDF.

Description

Welcome to 515 Birchleaf Walk — a stunning executive bungalow on a quiet crescent in one of Waterloo's most highly sought neighbourhoods. From the moment you arrive, this home makes an impression: Spectacular curb appeal, double car garage, and beautifully manicured gardens on a premium corner lot. Step inside into a breathtaking foyer, where a barrel-vaulted ceiling and stained-glass sidelights set the tone for the elegance found throughout. The main floor offers 1,800 sq ft of bright, gracious living. Gleaming hardwood and graceful archways lead you past a glass-doored front bedroom (perfect as a home office), 3 pc bath, and a formal dining room, into the heart of the home, a beautifully renovated kitchen featuring granite countertops, gas range, stainless steel appliances, and a sunny breakfast nook with walkout to the deck. The adjoining great room will stop you in your tracks: soaring vaulted ceilings, a wall of windows, and a cozy gas fireplace. The primary retreat is a true sanctuary, with its own garden doors to the back deck, a walk-in closet, and a magazine-worthy ensuite with double sinks and an oversized glass shower. Main floor laundry completes this level. Downstairs, the fully finished basement nearly doubles your living space: a massive rec room and family room with gas fireplace, a generous third bedroom with walk-in closet, a stylishly renovated 3-piece bath, hobby space, and abundant storage. And then there's the backyard, a private, fully fenced oasis with a sprawling pergola-covered deck, bubbling hot tub, and lush gardens made for morning coffees and starlit soaks. All of this just minutes to The Boardwalk shopping, excellent schools, parks, and trails. Homes like this rarely come along, call your agent today to see it before it’s gone. (id:63159)

Values & Trends

This listing

$303/sqft

Building average

No other active listings in this building

439 - Westvale average

$422/sqft

15 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($77,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$819,920.00
Periodic payment — Principal & Interest (monthly)$5,289.85
Additional monthly expenses (strata, tax, utilities, etc.)$764.58
Total monthly cost$6,054.43
Interest paid over 5-yr term$234,991.43
Balance at end of term$737,520.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$77,490
Stress test qualifying rate8.09%
Payment you must qualify for$7,285.25

Cash Needed at Closing

Minimum down payment$77,490
Estimated BC PTT$18,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$97,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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