Property Type: Detached HouseOwnership: Freehold

423 Harrogate Rd

Campbell River, BC V9W1W1

$799,000

4 bed3 bath2 parking2,525 sqftBuilt 1988
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
14,810 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,844

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
PatioLower level31'4 x 10'7
Laundry roomLower level3'4
BathroomLower level6'6 x 10'1
StorageLower level4'2 x 5'10
KitchenLower level15'3 x 11'9
Family roomLower level12'3 x 22'9
BedroomMain level11'9 x 15'8
Primary BedroomMain level13'10 x 15'6
BedroomMain level11'4 x 11'5
OtherMain level10'3
BathroomMain level7'11 x 8'5
EnsuiteMain level4'8
Living roomMain level17'1
Dining roomMain level18'6 x 10'11
KitchenMain level18'6 x 10'3
BedroomLower level10'5 x 13'11
PorchLower level16'5
OtherLower level12'10 x 9'6

Listing Information

MLS®
1046613
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Advance Realty · Data source: CREA DDF.

Description

Welcome to this spacious and versatile home on a private .34-acre panhandle lot in a desirable neighbourhood. Set well back from the road, it offers exceptional privacy, ample parking, and plenty of room for vehicles, recreational toys, and outdoor living. The upper level features three generous bedrooms, including a spacious primary with private ensuite. Bright, open living and dining areas are perfect for family living and entertaining, while the beautiful kitchen boasts cherry cabinetry and granite countertops. Downstairs, a one-bedroom in-law suite with separate entrance and laundry provides excellent flexibility for extended family or guests, or makes this an ideal revenue property with mortgage-helper potential. Conveniently located near Willow Point shopping, schools, recreation, and the scenic Seawalk, this home offers the perfect blend of privacy, space, and convenience. Book your showing today! (id:63159)

Values & Trends

This listing

$316/sqft

Building average

No other active listings in this building

Willow Point average

$456/sqft

63 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

35,519

(2021 Census)

+7.6% since 2016

Density: 246/km²

Dwellings: 16,194

Median household income: $78,000

After-tax: $70,000

Immigrant population: 10.5%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 960
  • United States of America1% · 355
  • Philippines0.9% · 320
  • Germany0.6% · 215
  • South Africa, Republic of0.5% · 165
  • India0.5% · 160
  • Netherlands0.3% · 120
  • Viet Nam0.3% · 105

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ècole Willow Point ElementaryElementary347 m
Georgia Park ElementaryElementary707 m
Southgate Middle SchoolElementary1.1 km
Penfield ElementaryElementary1.6 km
Timberline Secondary SchoolElementary2.3 km
Mer-et-montagneElementary/Middle2.7 km
Ocean Grove ElementaryElementary3.2 km
Sandowne ElementaryElementary3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Whistlin' Waffle644 m
  • Sea Wok723 m
  • Mattone754 m

Cafes (3)

  • Sundance Java Bar · 80 Westgate Road678 m
  • Serious Coffee754 m
  • Tim Hortons · 2072 South Island Highway777 m

Grocery (1)

  • Discovery Foods · 2273 South Island Highway759 m

Parks (5+)

  • Harrogate Park · 302 Harrogate Road318 m
  • Apple Park · 2761 Apple Drive331 m
  • Unnamed · 2837 Denman Street661 m
  • Georgia Park · 2810 Denman Street661 m
  • Sybil Andrews760 m

Gyms (4)

  • Prana Yoga Yin Centre662 m
  • Elevate by Primal Athletics700 m
  • Flow Yoga721 m
  • Club Fitness · 2116 South Island Highway734 m

Banks & ATMs (1)

  • Costal Community Credit Union754 m

Nearby places data: © OpenStreetMap contributors.

School district: Campbell River (SD72)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$613.00
Total monthly cost$4,736.90
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information