Property Type: Detached HouseOwnership: Freehold

48 DUPONT Street

Waterloo, BC N2J2G9

$949,900

5 bed5 full, 2 half bath12 parking3,090 sqft
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
66 feet

GR

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,114.38

Interior

Basement
Finished, Full
Heating
Natural gas
Fireplace
None
Appliances
Washer, Refrigerator, Hot Tub, Dishwasher, Stove, Dryer, Window Coverings, Garage door opener

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Laundry- Coin operated

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
12 — covered indicated
Features
Detached Garage, Covered

Room Dimensions

RoomLevelDimensions
3pc BathroomMain level
BedroomMain level11'1'' x 11'6''
KitchenMain level14'2'' x 14'11''
Living roomMain level11'10'' x 15'11''
4pc BathroomSecond level
BedroomSecond level9'0'' x 12'6''
KitchenSecond level8'0'' x 14'11''
Living roomSecond level15'11'' x 14'10''
Cold roomBasement8'1'' x 6'0''
2pc BathroomBasement
OtherBasement24'7'' x 21'11''
Recreation roomBasement26'0'' x 20'11''
4pc BathroomSecond level
BedroomSecond level9'7'' x 11'7''
BedroomSecond level13'4'' x 10'2''
Primary BedroomSecond level14'6'' x 14'2''
2pc BathroomMain level
Living roomMain level19'2'' x 18'10''
Laundry roomMain level8'0'' x 7'1''
KitchenMain level18'4'' x 10'10''
Family roomMain level17'7'' x 11'4''
Dining roomMain level13'3'' x 13'0''

Listing Information

MLS®
40820172
Listed
April 20, 2026
Time on market
On the market for 148 days
Data last synced
September 15, 2026

Listing provided by: Re/Max Icon Realty · Data source: CREA DDF.

Description

Welcome to 48 Dupont St. in Waterloo, a rare opportunity to own a spacious and versatile home in a highly sought-after location. Just a short walk to Uptown Waterloo, you’ll enjoy convenient access to shopping, restaurants, parks, and public transit—everything you need just steps from your door. This property is ideal for large or multi-generational families looking to live together while maintaining privacy. Featuring two separate apartments, it offers exceptional flexibility. One unit can easily be converted into an in-law suite by simply removing a door, creating a self-contained space with its own kitchen and bathroom—perfect for independent living. The second unit can accommodate extended family or serve as an income-generating rental. The home showcases true pride of ownership, carefully maintained by the same owners for over 60 years. It features three generous bedrooms, a 4-piece main bathroom. The updated kitchen is both stylish and functional, complete with granite countertops, stainless steel appliances, making it perfect for entertaining. A large dining room offers added flexibility and could easily be used as a home office or additional living space. Bright windows fill the home with natural light, creating a warm and inviting feel throughout. The lower level boasts a spacious recreation room with a cozy wood-burning fireplace, ideal for relaxing or hosting family gatherings. Outside, you’ll find a backyard designed for both enjoyment and practicality. The oversized 18' x 44' in-ground pool is perfect for summer days, while the 6-person hot tub provides year-round relaxation. A large 42' x 48' garden is ideal for those with a green thumb. The massive 24' x 43'10 insulated garage offers incredible space for vehicles, tools, boats, or business use, along with parking for 10 or more vehicles. Homes like this—offering space, flexibility, and location—rarely come to market. Don’t miss this amazing opportunity!!! (id:63159)

Values & Trends

This listing

$307/sqft

Building average

No other active listings in this building

114 - Uptown Waterloo/North Ward average

$446/sqft

31 active listing(s)

Parking: 12 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Cambridge

Mostly Cloudy

21°C

Mostly Cloudy

Humidity 54%

Wind S 26 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

126,356

(2021 Census)

+15.5% since 2016

Density: 1,656.3/km²

Dwellings: 54,453

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (strata, tax, utilities, etc.)$747.87
Total monthly cost$5,650.61
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.20

Cash Needed at Closing

Minimum down payment$69,990
Estimated BC PTT$16,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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