Property Type: Detached HouseOwnership: Freehold

281 Bellhouse Rd

Galiano Island, BC V0N1P0

$2,795,000

4 bed3 bath5 parking3,392 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Lot size
1.74 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$11,319.45

Interior

Heating
Baseboard heaters, Wood, Other
Cooling / A/C
None
Fireplace
Yes (3)

Exterior & Lot

View
City view, Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
BathroomMain level3-Piece
BedroomAuxiliary Building9' x 11'
Primary BedroomAuxiliary Building9' x 11'
BathroomAuxiliary Building3-Piece
KitchenAuxiliary Building8' x 10'
Living roomAuxiliary Building11' x 12'
Dining roomAuxiliary Building10' x 12'
WorkshopOther16' x 16'
Primary BedroomSecond level15' x 17'
BedroomSecond level11' x 14'
Family roomSecond level11' x 26'
PatioMain level18' x 33'
Wine CellarMain level8' x 16'
BathroomMain level3-Piece
Laundry roomMain level9' x 10'
PantryMain level5' x 10'
KitchenMain level10' x 22'
Living roomMain level18' x 30'
Dining roomMain level14' x 19'

Listing Information

MLS®
1023770
Listed
January 21, 2026
Time on market
On the market for 223 days
Data last synced
August 28, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

***ATTENTION FOREIGN BUYERS*** — An exceptional opportunity to purchase TWO oceanfront properties on beautiful Galiano Island. This private West Coast retreat—set on a combined 1.74 acres with approximately 250 ft of east-facing, low-bank waterfront—includes a beautifully renovated main home plus a modern 758 sq ft, 2-bedroom, 1-bath detached cottage—ideal for guests or extended family. The main home offers 2 bedrooms (potential for a 3rd), 2 bathrooms, and 2,638 sq ft of light-filled living space featuring exposed log beams, vaulted ceilings, and floor-to-ceiling windows that frame sweeping ocean views. Thoughtful renovations preserve the home’s original character, highlighted by a salvaged Orpheum Theatre railing. A 916 sq ft workshop provides excellent potential for an office, or guest space. Bordering Bellhouse Park, this private setting offers front-row seats to abundant marine wildlife. A rare chance to secure 2 oceanfront homes, 1 remarkable setting, and endless possibilities! (id:63159)

Values & Trends

This listing

$824/sqft

Building average

No other active listings in this building

Galiano average

$1,035/sqft

8 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Galiano Community SchoolElementary2.1 km
Mayne Island SchoolElementary3.6 km
Pender Islands Elem-SecondaryElementary/Middle12.4 km
Saturna Island Elementary SecondaryK-1213.5 km
Salt Spring ElementaryElementary14.1 km
Gulf Islands SecondarySecondary14.4 km
Phoenix PlaceSecondary14.5 km
Fernwood ElementaryElementary17.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • La Lena588 m
  • La Lena589 m
  • Atrevida597 m
  • Babes In The Wood683 m

Cafes (1)

  • Sturdies Bay Bakery and Cafe · 44 Madrona Road708 m

Parks (1)

  • Galiano Lions Park567 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($559,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,236,000.00
Periodic payment — Principal & Interest (monthly)$14,425.91
Additional monthly expenses (strata, tax, utilities, etc.)$1,113.29
Total monthly cost$15,539.20
Interest paid over 5-yr term$640,844.03
Balance at end of term$2,011,289.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$559,000
Stress test qualifying rate8.09%
Payment you must qualify for$17,194.06

Cash Needed at Closing

Minimum down payment$559,000
Estimated BC PTT$61,850
Legal / closing costs (typical estimate)$1,500
Total cash needed$622,350

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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