Property Type: Detached HouseOwnership: Freehold

281 BELLHOUSE ROAD

Galiano Island, BC V0N1P0

$2,795,000

4 bed3 bath6 parking4,308 sqftBuilt 1972
Get Directions

Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Lot size
1.74 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,878.3 (2025)

Interior

Basement
Crawl space, Unknown, Unknown
Heating
Electric, Wood
Fireplace
Yes (2)

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
6 — covered indicated
Features
Detached Garage, Garage, RV

Listing Information

MLS®
R3082363
Listed
January 22, 2026
Time on market
On the market for 221 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

***ATTENTION FOREIGN BUYERS*** - Rare opportunity to purchase TWO oceanfront properties on beautiful Galiano Island. This private West Coast retreat spans 1.74 acres with approx. 250 ft of east-facing, low-bank waterfront. Includes a renovated main home and a modern 758 sq ft, 2-bedroom, 1-bath detached cottage-ideal for guests or family. The main home has 2 bedrooms (potential 3rd), 2 bathrooms, and 2,638 square ft of bright living space with exposed log beams, vaulted ceilings, and floor-to-ceiling windows framing ocean views. Thoughtful renovations preserve the home's original character. A 916 square ft workshop offers office or guest potential. Bordering Bellhouse Park, this private setting offers abundant marine wildlife. (id:63159)

Values & Trends

This listing

$649/sqft

Building average

No other active listings in this building

Galiano Island average

$1,041/sqft

19 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Galiano Community SchoolElementary2.1 km
Mayne Island SchoolElementary3.6 km
Pender Islands Elem-SecondaryElementary/Middle12.4 km
Saturna Island Elementary SecondaryK-1213.5 km
Salt Spring ElementaryElementary14.1 km
Gulf Islands SecondarySecondary14.4 km
Phoenix PlaceSecondary14.5 km
Fernwood ElementaryElementary17.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • La Lena607 m
  • La Lena608 m
  • Atrevida617 m
  • Babes In The Wood700 m

Cafes (1)

  • Sturdies Bay Bakery and Cafe · 44 Madrona Road723 m

Parks (1)

  • Galiano Lions Park603 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($559,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,236,000.00
Periodic payment — Principal & Interest (monthly)$14,425.91
Additional monthly expenses (strata, tax, utilities, etc.)$788.19
Total monthly cost$15,214.10
Interest paid over 5-yr term$640,844.03
Balance at end of term$2,011,289.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$559,000
Stress test qualifying rate8.09%
Payment you must qualify for$17,194.06

Cash Needed at Closing

Minimum down payment$559,000
Estimated BC PTT$61,850
Legal / closing costs (typical estimate)$1,500
Total cash needed$622,350

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information