Property Type: Detached HouseOwnership: Freehold

1 835 Sturdies Bay Rd

Galiano Island, BC V0N0E9

$1,998,000

5 bed3 bath6 parking3,140 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
House
Lot size
1.46 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,306.55

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
StorageLower level
StorageLower level
WorkshopLower level
BedroomLower level
Games roomLower level
BathroomSecond level4-Piece
BedroomSecond level
BedroomSecond level
BedroomSecond level
Laundry roomMain level
EnsuiteMain level5-Piece
Primary BedroomMain level
BathroomMain level2-Piece
KitchenMain level
Family roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1029716
Listed
March 31, 2026
Time on market
On the market for 153 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Welcome to this stunning waterfront retreat on Galiano Island. Custom built for current owners to take advantage of the breathtaking ever-changing seascapes. Experience relaxed coastal living in this 3140 sq ft west coast oceanfront property with expansive views stretching across the water to Vancouver. This charming quality home sits on 1.46 acres of private ocean front on a point. Large living room with vaulted ceilings and oversized windows letting in an abundance of light. Entertainment size kitchen & family room. This home has been well maintained over the years. Well drilled in 2021, rebuilt decks, fresh exterior paint. Large primary bedroom on main with stunning views & private deck. Three more bedrooms up for family & friends. Fifth bedroom & games room down. Galiano Island offers a vibrant arts, music, and culinary scene. Excellent restaurants/pubs to enjoy as well as summer markets. It's the lifestyle you have been waiting for. Good ferry access from Victoria & Vancouver. (id:63159)

Values & Trends

This listing

$636/sqft

Building average

No other active listings in this building

Galiano average

$1,058/sqft

8 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Galiano Community SchoolElementary382 m
Mayne Island SchoolElementary6.0 km
Salt Spring ElementaryElementary12.9 km
Gulf Islands SecondarySecondary13.2 km
Phoenix PlaceSecondary13.3 km
Pender Islands Elem-SecondaryElementary/Middle14.5 km
Fernwood ElementaryElementary15.1 km
Saturna Island Elementary SecondaryK-1215.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($399,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,598,400.00
Periodic payment — Principal & Interest (monthly)$10,312.33
Additional monthly expenses (strata, tax, utilities, etc.)$849.21
Total monthly cost$11,161.55
Interest paid over 5-yr term$458,106.03
Balance at end of term$1,437,765.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$399,600
Stress test qualifying rate8.09%
Payment you must qualify for$12,291.14

Cash Needed at Closing

Minimum down payment$399,600
Estimated BC PTT$37,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$439,060

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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