Property Type: Condo / ApartmentOwnership: Strata

460 Nicola Street Unit# 404

Kamloops, BC V2C0N2

$609,900

2 bed2 bath1 parking964 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$424/mo
Annual property tax
$0

Maintenance Fee Includes

WaterGarbageManagementHeat

Also included: Ground Maintenance, Insurance, Other, See Remarks

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
City view, Mountain view

Building

Roof
Other, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Parkade

Room Dimensions

RoomLevelDimensions
Living roomMain level10'8'' x 14'7''
BedroomMain level10'8'' x 10'11''
4pc Ensuite bathMain level
4pc BathroomMain level
Primary BedroomMain level12'3'' x 10'11''
KitchenMain level10'8'' x 14'7''

Listing Information

MLS®
10391798
Listed
June 18, 2026
Time on market
On the market for 74 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Experience elevated downtown living at Trillium at City Gardens, Kamloops' tallest residential building. This move-in ready home offers sweeping southeast-facing views and an exceptional location within walking distance of Royal Inland Hospital, shopping, restaurants, parks, schools, transit, and the future performing arts centre. Thoughtfully designed with timeless, neutral finishes inspired by the natural tones of the Dunes colour palette, this residence offers a warm and sophisticated backdrop suited to a variety of design styles. The home includes a complete kitchen and laundry appliance package, one secure underground parking stall, and access to an impressive collection of resident amenities. Enjoy a fully equipped fitness centre, social lounge, and the spectacular 22nd-floor library and gathering space, where breathtaking views of the North and South Thompson Rivers create an unforgettable backdrop. Built with concrete construction, Trillium combines quality, convenience, and lifestyle in one of Kamloops' most desirable new communities. Two pets are permitted (up to 50 lbs or 22"" at the withers). (id:63159)

Values & Trends

This listing

$633/sqft

Building average

$826/sqft

4 active listing(s)

South Kamloops average

$511/sqft

34 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
First Baptist Classical Academy of Kamloops(Independent)K-1286 m
St. Ann's Academy(Independent)K-12478 m
Ecole Lloyd George ElementaryElementary816 m
South Kamloops SecondarySecondary924 m
Kamloops School of the ArtsK-121.2 km
Sa-Hali SecondaryElementary1.3 km
Beattie ElementaryElementary1.5 km
South Sa-Hali ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Sleepy's Diner150 m
  • Denny's262 m
  • Cafeteria322 m
  • Jacob’s Noodle & Cutlet · 264 4th Avenue345 m
  • Tumbleweed Lounge · 402 Victoria Street380 m

Cafes (5+)

  • ahhYaY189 m
  • Kekuli Cafe Coffee - Kamloops228 m
  • Tea House · 372 Seymour Street329 m
  • The Vic Downtown · 377 Victoria Street374 m
  • Oasis Cafe378 m

Grocery (2)

  • Daana Paani · 414 Seymour Street312 m
  • Save-On-Foods · 450 Lansdowne Street556 m

Parks (5+)

  • Memorial Hill Park398 m
  • Gaglardi Square · 173 SEYMOUR ST500 m
  • Kinsmen South Tot Lot · 975 PLEASANT ST630 m
  • Unnamed678 m
  • Unnamed695 m

Shopping (2)

  • Lansdowne Village558 m
  • London Drugs · 450 Lansdowne Street571 m

Gyms (1)

  • Infusion Fitness · 773 Victoria Street753 m

Pharmacies (5+)

  • Columbia Street Pharmacy · 300 Columbia Street173 m
  • Manshadi Fharmacy · St Paul Street198 m
  • Pratt's · 321 Nicola Street211 m
  • Kipp-Mallery · 273 Victoria Street453 m
  • Pharmasave544 m

Banks & ATMs (5+)

  • Mortgage Network · 328 Seymour Street356 m
  • TD · 301 Victoria Street429 m
  • CIBC · 304 Victoria Street483 m
  • Scotiabank487 m
  • Unnamed507 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.9% ($35,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$487,920.00
Periodic payment — Principal & Interest (monthly)$3,147.89
Additional monthly expenses (strata, tax, utilities, etc.)$472.08
Total monthly cost$3,619.97
Interest paid over 5-yr term$139,839.27
Balance at end of term$438,885.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$35,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,413.17

Cash Needed at Closing

Minimum down payment$35,990
Estimated BC PTT$10,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$47,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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