Property Type: Condo / ApartmentOwnership: Strata

460 Nicola Street Unit# 805

Kamloops, BC V2C0N2

$409,900

1 bed1 bath1 parking502 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$224/mo
Annual property tax
$0

Maintenance Fee Includes

WaterGarbageHeat

Also included: Ground Maintenance, Other, See Remarks

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Building

Roof
Other, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Parkade

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level' x '
KitchenMain level10'7'' x 11'4''
Living roomMain level11'4'' x 13'4''
Primary BedroomMain level9'4'' x 15'

Listing Information

MLS®
10392221
Listed
June 22, 2026
Time on market
On the market for 70 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Affordable, low-maintenance living meets elevated lifestyle at Trillium at City Gardens. This thoughtfully designed studio residence lives more like a one-bedroom, featuring a partitioned sleeping area that creates privacy and separation from the main living space. Enjoy sunny south-facing views and an impressive 179 sq. ft. deck, providing exceptional outdoor living space rarely found in a home of this size. Finished in the warm, neutral tones of the Dunes colour palette, this move-in ready home includes a complete kitchen and laundry appliance package, plus one secure underground parking stall. Monthly strata fees include heat, air conditioning, and water, helping to make ownership both affordable and predictable. Residents enjoy access to exceptional amenities, including a fitness centre, social lounge, and the spectacular 22nd-floor library and gathering space with panoramic views of the North and South Thompson Rivers. Conveniently located within walking distance of Royal Inland Hospital, shopping, restaurants, parks, schools, transit, and the future performing arts centre. Built with quality concrete construction, Trillium offers exceptional value, convenience, and lifestyle in the heart of downtown Kamloops. Pet-friendly with restrictions (maximum 50 lbs and 22 inches at the withers). (id:63159)

Values & Trends

This listing

$817/sqft

Building average

$780/sqft

4 active listing(s)

South Kamloops average

$505/sqft

34 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
First Baptist Classical Academy of Kamloops(Independent)K-1290 m
St. Ann's Academy(Independent)K-12453 m
Ecole Lloyd George ElementaryElementary833 m
South Kamloops SecondarySecondary932 m
Kamloops School of the ArtsK-121.2 km
Sa-Hali SecondaryElementary1.2 km
Beattie ElementaryElementary1.5 km
South Sa-Hali ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Sleepy's Diner124 m
  • Denny's281 m
  • Cafeteria296 m
  • Jacob’s Noodle & Cutlet · 264 4th Avenue353 m
  • Tumbleweed Lounge · 402 Victoria Street391 m

Cafes (5+)

  • ahhYaY164 m
  • Kekuli Cafe Coffee - Kamloops203 m
  • Tea House · 372 Seymour Street335 m
  • Cafe Motivo359 m
  • The Vic Downtown · 377 Victoria Street382 m

Grocery (2)

  • Daana Paani · 414 Seymour Street323 m
  • Save-On-Foods · 450 Lansdowne Street567 m

Parks (5+)

  • Memorial Hill Park382 m
  • Gaglardi Square · 173 SEYMOUR ST488 m
  • Kinsmen South Tot Lot · 975 PLEASANT ST642 m
  • Unnamed683 m
  • Unnamed698 m

Shopping (2)

  • Lansdowne Village574 m
  • London Drugs · 450 Lansdowne Street590 m

Gyms (1)

  • Infusion Fitness · 773 Victoria Street779 m

Pharmacies (5+)

  • Columbia Street Pharmacy · 300 Columbia Street147 m
  • Pratt's · 321 Nicola Street188 m
  • Manshadi Fharmacy · St Paul Street219 m
  • Kipp-Mallery · 273 Victoria Street451 m
  • Pharmasave544 m

Banks & ATMs (5+)

  • Mortgage Network · 328 Seymour Street356 m
  • TD · 301 Victoria Street429 m
  • CIBC · 304 Victoria Street484 m
  • Scotiabank486 m
  • Valley First Credit Union507 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$327,920.00
Periodic payment — Principal & Interest (monthly)$2,115.63
Additional monthly expenses (strata, tax, utilities, etc.)$249.22
Total monthly cost$2,364.85
Interest paid over 5-yr term$93,982.81
Balance at end of term$294,965.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,495
Stress test qualifying rate8.09%
Payment you must qualify for$2,994.39

Cash Needed at Closing

Minimum down payment$20,495
Estimated BC PTT$6,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,193

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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