Property Type: Condo / ApartmentOwnership: Strata

460 Nicola Street Unit# 1307

Kamloops, BC V2C0N2

$479,900

1 bed1 bath1 parking599 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$283/mo
Annual property tax
$0

Maintenance Fee Includes

WaterGarbageManagementHeat

Also included: Ground Maintenance, Other, See Remarks

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Building

Roof
Other, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Parkade

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
KitchenMain level8' x 10'
Primary BedroomMain level11'4'' x 11'1''
4pc BathroomMain level
Living roomMain level13'2'' x 8'

Listing Information

MLS®
10392419
Listed
June 27, 2026
Time on market
On the market for 66 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Experience elevated urban living from the 13th floor at Trillium at City Gardens, Kamloops' tallest residential building. This move-in ready, west-facing home captures spectacular sunsets, dazzling city lights, and breathtaking mountain views. Featuring the sophisticated Metro colour palette, this residence offers a sleek, contemporary aesthetic with stylish finishes and thoughtfully designed living spaces. A full appliance package and complete window blind package are included. Expansive windows flood the home with natural light while showcasing unforgettable west-facing views, creating a stunning backdrop for everyday living. Located in the heart of downtown, City Gardens offers exceptional walkability to Royal Inland Hospital, shopping, restaurants, parks, schools, transit, and the future performing arts centre. Residents enjoy outstanding amenities including a fitness centre, social lounge, a 22nd-floor library and gathering space with panoramic river views, secure bike storage, a bike wash and repair station, a dog wash station, an on-site dog park, and a beautifully designed outdoor common space coming soon. Built with concrete construction, Trillium delivers quality, comfort, and modern urban living. One secure underground parking stall is included, and two pets are permitted (up to 50 lbs or 22"" at the withers). This home also benefits from the Revitalization Tax Exemption (RTE), providing a 100% municipal property tax exemption for 10 years. (id:63159)

Values & Trends

This listing

$801/sqft

Building average

$784/sqft

4 active listing(s)

South Kamloops average

$506/sqft

34 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
First Baptist Classical Academy of Kamloops(Independent)K-1298 m
St. Ann's Academy(Independent)K-12445 m
Ecole Lloyd George ElementaryElementary842 m
South Kamloops SecondarySecondary940 m
Kamloops School of the ArtsK-121.2 km
Sa-Hali SecondaryElementary1.2 km
Beattie ElementaryElementary1.5 km
South Sa-Hali ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Sleepy's Diner117 m
  • Denny's290 m
  • Cafeteria291 m
  • Jacob’s Noodle & Cutlet · 264 4th Avenue350 m
  • Tumbleweed Lounge · 402 Victoria Street389 m

Cafes (5+)

  • ahhYaY158 m
  • Kekuli Cafe Coffee - Kamloops194 m
  • Tea House · 372 Seymour Street332 m
  • Cafe Motivo354 m
  • The Vic Downtown · 377 Victoria Street379 m

Grocery (2)

  • Daana Paani · 414 Seymour Street321 m
  • Save-On-Foods · 450 Lansdowne Street565 m

Parks (5+)

  • Memorial Hill Park373 m
  • Gaglardi Square · 173 SEYMOUR ST480 m
  • Kinsmen South Tot Lot · 975 PLEASANT ST650 m
  • Unnamed679 m
  • Unnamed694 m

Shopping (2)

  • Lansdowne Village575 m
  • London Drugs · 450 Lansdowne Street591 m

Gyms (1)

  • Infusion Fitness · 773 Victoria Street786 m

Pharmacies (5+)

  • Columbia Street Pharmacy · 300 Columbia Street140 m
  • Pratt's · 321 Nicola Street179 m
  • Manshadi Fharmacy · St Paul Street223 m
  • Kipp-Mallery · 273 Victoria Street446 m
  • Pharmasave539 m

Banks & ATMs (5+)

  • Mortgage Network · 328 Seymour Street351 m
  • TD · 301 Victoria Street424 m
  • CIBC · 304 Victoria Street479 m
  • Scotiabank480 m
  • Valley First Credit Union499 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$383,920.00
Periodic payment — Principal & Interest (monthly)$2,476.92
Additional monthly expenses (strata, tax, utilities, etc.)$312.72
Total monthly cost$2,789.64
Interest paid over 5-yr term$110,032.58
Balance at end of term$345,337.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,505.75

Cash Needed at Closing

Minimum down payment$23,995
Estimated BC PTT$7,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,093

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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