461 Howard Ave
Duncan, BC V9L3M9
$689,900
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 8,400 square feet
- Zoning
- Residential
LDR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,531
Interior
- Heating
- Heat Pump
- Cooling / A/C
- Air Conditioned
- Fireplace
- Yes (1)
Parking
- Total spaces
- 1
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Lower level | 4-Piece |
| Kitchen | Lower level | 9'9 x 16'3 |
| Bedroom | Lower level | 9'0 x 14'0 |
| Living room | Lower level | 10'2 x 9'2 |
| Ensuite | Lower level | 3-Piece |
| Bedroom | Lower level | 9'7 x 9'4 |
| Bathroom | Main level | 4-Piece |
| Bedroom | Main level | 9'6 x 10'5 |
| Primary Bedroom | Main level | 12'1 x 10'6 |
| Kitchen | Main level | 12'2 x 10'6 |
| Dining room | Main level | 12'7 x 9'10 |
| Living room | Main level | 15'7 x 14'4 |
| Entrance | Main level | 3'6 x 6'4 |
Listing Information
- MLS®
- 1044045
- Listed
- July 29, 2026
- Time on market
- On the market for 33 days
- Data last synced
- August 28, 2026
Listing provided by: Pemberton Holmes Ltd. (Cow Vall) · Data source: CREA DDF.
Description
Character meets exceptional opportunity at 461 Howard Avenue. Ideally located in the heart of Duncan, this well maintained home blends classic charm with modern versatility. Hardwood floors enhance the inviting living & dining room, while two cozy bedrooms occupy the main level. Downstairs offers a private third bedroom with ensuite, plus a self-contained one-bedroom In-Law suite with separate entrance & laundry—ideal for extended family, guests, or rental income. Set on a level, private 0.19-acre lot with potential rear lane access, the property is zoned Low Density Residential, permitting up to four units under current City of Duncan zoning. Whether you’re seeking an elegant family home, an income-producing investment, or future redevelopment potential, this property offers outstanding value. Just steps from downtown shopping, parks, schools, recreation, dining, and transit, this is a rare opportunity to own a home that combines character, convenience, and endless possibilities. (id:63159)
Values & Trends
This listing
$347/sqft
Building average
—
No other active listings in this building
East Duncan average
$471/sqft
72 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
5,047
(2021 Census)
+2.1% since 2016
Density: 2,450/km²
Dwellings: 2,620
Median household income: $53,200
After-tax: $49,600
Immigrant population: 11%
Top countries of origin (% of total population)
- United Kingdom2.8% · 140
- United States of America1.4% · 70
- Germany1.1% · 55
- Netherlands0.9% · 45
- Philippines0.6% · 30
- India0.4% · 20
- Mexico0.3% · 15
- Hungary0.2% · 10
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
33
6/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Duncan Christian School(Independent) | K-12 | 356 m |
| Des Cascades | Elementary | 653 m |
| Alexander Elementary | Elementary | 684 m |
| Quamichan School | Secondary | 693 m |
| Queen of Angels School(Independent) | Elementary/Middle | 1.6 km |
| Khowhemun Elementary | Elementary | 1.7 km |
| Alex Aitken | Elementary | 1.7 km |
| Cowichan Open School | Secondary | 1.8 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Japan Town322 m
- Green Leaf Vietnamese Restaurant.325 m
- Sushi House338 m
- Original Joe's471 m
- Pizza Hut487 m
Cafes (4)
- James Street Cafe · 5838 Trans-Canada Highway565 m
- Starbucks652 m
- Coffee on the Moon666 m
- Tim Hortons783 m
Grocery (3)
- Bulk Barn504 m
- Save-On-Foods · 181 Trans-Canada Highway669 m
- London Drugs779 m
Parks (3)
- Cowichan Sportsplex Community Park · 5847 Chesterfield Avenue551 m
- Kin Park718 m
- Rotary / McAdam Park765 m
Pharmacies (1)
- Shoppers Drug Mart490 m
Banks & ATMs (4)
- TD Canada Trust · 351 Trans-Canada Highway468 m
- RBC · 395 Trunk Road602 m
- RBC605 m
- Localcoin Bitcoin ATM695 m
Nearby places data: © OpenStreetMap contributors.
School district: Cowichan (SD79)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($43,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.