Property Type: Detached HouseOwnership: Freehold

4651 Montrose Dr

Courtenay, BC V9N9S8

$1,374,900

5 bed4 bath8 parking3,570 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Lot size
0.54 acres
Zoning
Residential

CR-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,452

Interior

Heating
Heat Pump, Electric, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
KitchenOther
BedroomOther23'5
BathroomOther4'0 x 5'11
StorageOther5'9 x 5'11
OtherAuxiliary Building11'4 x 23'5
WorkshopOther20'11 x 21'2
LoftOther10'11 x 20'11
OtherAuxiliary Building10'8 x 10'9
StudioOther10'3 x 21'2
PatioMain level7'0 x 15'0
PatioMain level15'0 x 16'4
StorageMain level6'5 x 7'8
EnsuiteMain level10'3 x 14'7
Primary BedroomMain level14'2 x 16'1
BedroomMain level12'2 x 14'0
BathroomMain level10'3 x 10'5
BedroomMain level11'2 x 11'6
BedroomMain level10'11 x 15'4
Living roomMain level18'9 x 20'6
Family roomMain level15'10 x 21'0
KitchenMain level15'3 x 15'5
PantryMain level5'8 x 12'10
Laundry roomMain level7'0 x 7'2
BathroomMain level3'6 x 7'0
Dining roomMain level11'5 x 16'9
EntranceMain level9'2 x 9'3

Listing Information

MLS®
1032345
Listed
April 16, 2026
Time on market
On the market for 137 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage-Comox Valley (CV) · Data source: CREA DDF.

Description

Welcome to this exceptional nearly 3,000 sqft rancher, with seperate suite & detached shop, set on a private .54 acre lot just steps from the ocean in Craigdarroch beach just south of town. Designed for comfort and flexibility, this 4 bed 3bath home offers spacious open concept living with high end finishes & quality craftsmanship throughout. Oversized windows fill the home with natural light, while well appointed living spaces provide a seamless flow for both relaxing and entertaining. Every detail has been carefully considered, creating a refined yet functional living environment. The detached garage with impressive 13 foot ceilings is perfect for boat/RV storage, hobbyists or a workshop, while the additional accommodation offers excellent potential for guests, extended family, or rental income. Surrounded by coastal beauty, this property delivers the ideal blend of space, privacy, and proximity to the ocean. An outstanding opportunity in a sought-after location. (id:63159)

Values & Trends

This listing

$385/sqft

Building average

No other active listings in this building

Courtenay South average

$513/sqft

13 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Royston ElementaryElementary4.0 km
Phil & Jennie Gaglardi Academy(Independent)K-126.9 km
Ecole Robb RoadElementary7.0 km
École Au coeur de l'îleK-127.4 km
Brooklyn ElementaryElementary7.7 km
Aspen Park ElementaryElementary7.8 km
Highland SecondarySecondary7.8 km
Cumberland Community SchoolElementary/Middle8.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($112,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,099,920.00
Periodic payment — Principal & Interest (monthly)$7,096.31
Additional monthly expenses (strata, tax, utilities, etc.)$716.67
Total monthly cost$7,812.98
Interest paid over 5-yr term$315,240.23
Balance at end of term$989,381.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$112,490
Stress test qualifying rate8.09%
Payment you must qualify for$9,707.49

Cash Needed at Closing

Minimum down payment$112,490
Estimated BC PTT$25,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$139,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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