Property Type: Detached HouseOwnership: Freehold

4778 Kilmarnock Dr

Courtenay, BC V9N9S5

$1,725,000

3 bed2 bath4 parking2,041 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Lot size
15,246 square feet
Zoning
Residential

CR-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,138.72

Interior

Heating
Heat Pump
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Laundry roomMain level14'9 x 14'2
BathroomMain level4-Piece
BedroomMain level13'2
BedroomMain level12'5 x 13'6
EnsuiteMain level3-Piece
Primary BedroomMain level
Family roomMain level12'5 x 17'3
KitchenMain level15'6 x 10'7
Living roomMain level26'5 x 12'11

Listing Information

MLS®
1037297
Listed
May 19, 2026
Time on market
On the market for 104 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty Ltd. · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. Step into West Coast living with this stunning walk on oceanfront rancher offering 3 bedrooms, 2 bathrooms, and breathtaking ocean views. The bright open concept kitchen features white cabinetry, granite countertops, a spacious island, and flows into the inviting family room. Patio doors lead to a large oceanfront deck, perfect for morning coffee or evening wine. Oversized windows fill the living and dining areas with natural light. Features include a heat pump, built in sound system, and new roof for year round comfort. The spacious primary bedroom offers a walk in closet and spa inspired ensuite. Beautiful gardens, an oceanfront firepit, hobby room, laundry, and double garage complete this exceptional coastal retreat where you can kayak from your backyard, watch whales, and enjoy soaring bald eagles. This is a must see! (id:63159)

Values & Trends

This listing

$845/sqft

Building average

No other active listings in this building

Courtenay South average

$478/sqft

13 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Royston ElementaryElementary4.7 km
Phil & Jennie Gaglardi Academy(Independent)K-127.4 km
Ecole Robb RoadElementary7.5 km
École Au coeur de l'îleK-128.0 km
Brooklyn ElementaryElementary8.1 km
Highland SecondarySecondary8.4 km
Aspen Park ElementaryElementary8.4 km
Cumberland Community SchoolElementary/Middle9.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($345,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,380,000.00
Periodic payment — Principal & Interest (monthly)$8,903.29
Additional monthly expenses (strata, tax, utilities, etc.)$780.23
Total monthly cost$9,683.52
Interest paid over 5-yr term$395,511.97
Balance at end of term$1,241,314.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$345,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,611.72

Cash Needed at Closing

Minimum down payment$345,000
Estimated BC PTT$32,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$379,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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