Property Type: Detached HouseOwnership: FreeholdNEW LISTING

534 BIRCHLEAF Walk

Waterloo, BC N2T2W5

$1,099,900

5 bed4.5 bath6 parking3,375 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Style
Contemporary
Stories
2
Frontage
68 feet

R - 1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,221

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Appliances
Washer, Refrigerator, Water meter, Water purifier, Water softener, Dishwasher, Wine Fridge, Stove, Dryer, Microwave, Oven - Built-In, Central Vacuum - Roughed In, Hood Fan, Garage door opener, Microwave Built-in

Exterior & Lot

Exterior features
Brick, Stucco, Vinyl siding
Lot features
Cul-de-sac, Corner Site, Backs on greenbelt, Paved driveway, Gazebo, Sump Pump, Automatic Garage Door Opener
Fencing
Fence

Building

Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Natural Gas, Electricity, Cable, Telephone
Security
Smoke Detectors

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Cold roomBasement10'9'' x 13'10''
Recreation roomBasement21'7'' x 22'7''
BedroomBasement12'3'' x 13'8''
3pc BathroomBasement10'2'' x 7'2''
Primary BedroomSecond level19'2'' x 15'7''
BedroomSecond level11'4'' x 10'6''
BedroomSecond level11'5'' x 12'2''
BedroomSecond level13'10'' x 10'5''
5pc BathroomSecond level11'5'' x 8'3''
4pc BathroomSecond level11'4'' x 9'9''
Living roomMain level24'6'' x 15'0''
KitchenMain level11'1'' x 23'0''
Dining roomMain level11'4'' x 12'9''
2pc BathroomMain level7'5'' x 8'1''

Listing Information

MLS®
40860983
Listed
September 10, 2026
Time on market
On the market for 4 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

Tucked away yet minutes from Costco & The Boardwalk, this 4+1-bedroom, 3.5-bathroom home offers just over 2,400 sq. ft. above grade, a fully finished basement, carpet free: basement, main & upper, and a large corner lot with no sidewalks. Check out the TOP 7 reasons why this home is the right fit for you: #7: PRIME WESTVALE LOCATION: Just minutes from shopping, restaurants, & both universities, this location keeps everything within easy reach. #6: CAREFREE CORNER LOT: Set on a spacious corner lot with no sidewalks to maintain, this home benefits from added light, space, & privacy. #5: CARPET-FREE MAIN FLOOR: The foyer opens into a spacious living room with a gas fireplace, overlooking the backyard & connected to the kitchen. Hardwood & tile flooring run throughout, complemented by updated lighting & a well-placed powder room. #4: UPDATED KITCHEN & DINING: The entertainer’s kitchen sits at the heart of the home. Quartz countertops, glass subway tile backsplash, two-toned cabinetry, stainless steel appliances including a built-in wall oven, & microwave, wine fridge, & induction cooktop, plus a large 6-seater island, give you both function & presence. The adjacent dining area keeps things social, whether it’s everyday meals or hosting. Just imagine the kind of dinner parties you’ll host here. #3: LUSH OUTDOOR SPACE: This is where the home really shines. The fully fenced backyard is designed for summer—with lush landscaping, interlock walkways, a pergola, & multiple entertaining. #2: BEDROOMS & BATHROOMS: Upstairs, there are four well-appointed bedrooms and a second-floor laundry exactly where you want it. The primary suite offers a quiet retreat, complete with a private 4-piece ensuite featuring a jetted soaker tub & shower. The remaining bedrooms share a clean 5-piece bathroom. #1: FINISHED BASEMENT: With a large rec space complete with a gas fireplace, an additional bedroom, & a full 3-piece bathroom, it’s an ideal space that will adapt to your needs. (id:63159)

Values & Trends

This listing

$326/sqft

Building average

No other active listings in this building

439 - Westvale average

$419/sqft

15 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,920.00
Periodic payment — Principal & Interest (monthly)$5,676.95
Additional monthly expenses (strata, tax, utilities, etc.)$854.08
Total monthly cost$6,531.03
Interest paid over 5-yr term$252,187.60
Balance at end of term$791,490.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.30

Cash Needed at Closing

Minimum down payment$84,990
Estimated BC PTT$19,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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