Property Type: Detached HouseOwnership: Freehold

4906 Cordova Bay Rd

Saanich, BC V8Y2J5

$2,149,000

3 bed3 bath6 parking3,550 sqftBuilt 1935
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Property Details

Property & Lot

Sub-type
House
Lot size
19,818 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,257.81

Interior

Heating
Heat Pump
Cooling / A/C
None, Air Conditioned
Fireplace
Yes (2)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
OtherMain level8' x 12'
PantryMain level7' x 5'
BalconySecond level13' x 19'
LoftSecond level24' x 19'
Laundry roomMain level7' x 12'
BathroomMain level5-Piece
BathroomMain level4-Piece
Primary BedroomMain level13' x 13'
KitchenMain level10' x 15'
BedroomMain level10' x 13'
Dining roomMain level25'
BathroomMain level3-Piece
SaunaMain level7' x 6'
BedroomMain level11' x 20'
Family roomMain level17' x 16'
Living roomMain level29'
EntranceMain level12' x 19'

Listing Information

MLS®
1042735
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: One Percent Realty · Data source: CREA DDF.

Description

Nestled in the heart of desirable Cordova Bay, this beautifully renovated 0.48-acre property offers an exceptional blend of luxury, privacy, and coastal convenience. Just moments from Cordova Bay Beach, Mattick’s Farm, the Beach House Restaurant, and Cordova Bay Golf Course, the home has been thoughtfully updated from top to bottom. Recent improvements include three brand-new decks, a new heat pump, a sleek contemporary kitchen with new appliances, three fully redesigned bathrooms, two new gas fireplaces, a renovated laundry area, a sauna, and rich hardwood flooring throughout. The house comes fully furnished, and all new furniture and decor are included in this sale. Outside, the fully landscaped and fenced grounds create a peaceful retreat ideal for entertaining or everyday enjoyment. A rare opportunity to own a turnkey home in one of Victoria’s most coveted neighbourhoods. (id:63159)

Values & Trends

This listing

$605/sqft

Building average

No other active listings in this building

Cordova Bay average

$743/sqft

30 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Claremont SecondarySecondary1.0 km
Lochside ElementaryElementary1.3 km
Cordova Bay ElementaryElementary1.8 km
Lakeview Christian School(Independent)Elementary/Middle2.8 km
Royal Oak Middle SchoolMiddle2.9 km
St. Margaret's(Independent)K-123.5 km
Lake Hill ElementaryElementary3.8 km
Torquay ElementaryElementary4.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Unnamed234 m
  • Unnamed401 m
  • Sea Ridge Park466 m
  • McMinn Park528 m
  • Cordova Bay Park532 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($429,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,719,200.00
Periodic payment — Principal & Interest (monthly)$11,091.70
Additional monthly expenses (strata, tax, utilities, etc.)$782.82
Total monthly cost$11,874.51
Interest paid over 5-yr term$492,727.66
Balance at end of term$1,546,425.96

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$429,800
Stress test qualifying rate8.09%
Payment you must qualify for$13,220.05

Cash Needed at Closing

Minimum down payment$429,800
Estimated BC PTT$42,470
Legal / closing costs (typical estimate)$1,500
Total cash needed$473,770

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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