Property Type: Detached HouseOwnership: Freehold

4971 McGrath Avenue

Canal Flats, BC V0B1B0

$619,900

5 bed3 bath6 parking3,022 sqftBuilt 1966
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.34 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,022.26

Interior

Basement
Partial
Heating
Baseboard heaters, Stove, Forced air, Electric, See remarks, Wood, Other
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Tile, Laminate, Carpeted, Vinyl

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, RV, Street, Heated Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomSecond level
4pc BathroomMain level
Utility roomBasement11' x 17'3''
OtherBasement6'11'' x 11'1''
MediaBasement14'7'' x 17'10''
OtherBasement10' x 16'7''
BedroomSecond level11'11'' x 12'
BedroomSecond level8'1'' x 10'5''
Primary BedroomSecond level12'8'' x 24'4''
Recreation roomSecond level13'3'' x 25'10''
BedroomMain level11'4'' x 8'9''
BedroomMain level10'10'' x 20'
Living roomMain level15'5'' x 20'4''
KitchenMain level11'3'' x 17'6''
SunroomMain level15'5'' x 16'6''
3pc BathroomMain level6'6'' x 12'
Laundry roomMain level4'3'' x 11'7''
FoyerMain level5'10'' x 14'

Listing Information

MLS®
10394188
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty · Data source: CREA DDF.

Description

Welcome to this 5 bedroom + flex room, 3 bathroom home situated on a huge corner lot. The main level features a large, functional entry with direct garage access, right next to a spacious laundry room. Bathed in natural light from a south-facing bay window, the sunroom features durable vinyl plank flooring an access to the east facing mountain view deck. Inside the living room features a wood-burning stove integrated into the central forced air system for total comfort. The large kitchen is exceptionally bright, thanks to dual sun tubes. Down the hall, you will find two large bathrooms and a versatile front bedroom with dual interior doors ideal for a home office as needed. A second main-floor bedroom boasts a dedicated seating area and a walk-in closet. Upstairs, a fantastic rec room features a wet bar and looks down into the main level. This floor hosts three bedrooms, including a huge primary retreat with a private ensuite. The partially finished basement adds immense value, offering a cold room, a bathroom rough-in, an extra FLEX ROOM, and tons of storage. Key upgrades include newer vinyl casement windows, two hot water tanks replaced within five years, a water softener, and an efficient furnace heat-dump system. Outside, enjoy an expansive fenced backyard with a mountain-view deck, a pergola, and a large garden shed on a concrete pad. Complete with an attached double garage featuring in-floor radiant heating, this property is full of endless potential. (id:63159)

Values & Trends

This listing

$205/sqft

Building average

No other active listings in this building

Canal Flats average

$372/sqft

9 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Today

27°

Tonight

12°

Wednesday

21°

Wednesday night

11°

Thursday

18°

Thursday night

Source: Environment and Climate Change Canada.

Population

802

(2021 Census)

+20.1% since 2016

Density: 72.4/km²

Dwellings: 470

Median household income: $71,500

After-tax: $65,000

Immigrant population: 4.7%

Top countries of origin (% of total population)

  • United States of America1.2% · 10
  • United Kingdom1.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Martin Morigeau ElementaryElementary550 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Canal Flats Family Pantry · 8953 Arbuckle Street468 m

Nearby places data: © OpenStreetMap contributors.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($36,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$495,920.00
Periodic payment — Principal & Interest (monthly)$3,199.51
Additional monthly expenses (strata, tax, utilities, etc.)$569.52
Total monthly cost$3,769.03
Interest paid over 5-yr term$142,132.10
Balance at end of term$446,081.64

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$36,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,482.37

Cash Needed at Closing

Minimum down payment$36,990
Estimated BC PTT$10,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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