Property Type: OtherOwnership: Freehold

4th Street Lot# 1

Lister, BC V0B1G2

$1,934,000

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
132.4 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$61.56

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)
Waterfront
Waterfront on creek

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10361467
Listed
September 3, 2025
Time on market
On the market for 362 days
Data last synced
August 28, 2026

Listing provided by: Landquest Realty Corporation · Data source: CREA DDF.

Description

Located just south of the small West Kootenay community of Bountiful, BC, and approximately 12 km as the crow flies from Creston, this 132.43-acre property sits tucked up against the US border. A creek runs through the land from north to south, with water rights for both irrigation and stock watering. The property is divided into two distinct sections: the east side is hillside, backing onto Crown land, while the west side features productive farmland. Part of the west side has been hayed in recent years, with approximately 20 acres suitable for cultivation. The southern boundary of the property borders the US. (id:63159)

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mormon Hills Elementary Secondary(Independent)Elementary/Middle1.5 km
Canyon/Lister ElementaryElementary8.6 km
Yaqan Nukiy School(Independent)Elementary9.8 km
Erickson ElementaryElementary10.0 km
Kootenay River SecondarySecondary11.6 km
Adam Robertson ElementaryElementary12.7 km
Kootenay Valley Christian School(Independent)Elementary/Middle14.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($386,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,547,200.00
Periodic payment — Principal & Interest (monthly)$9,982.01
Additional monthly expenses (strata, tax, utilities, etc.)$5.13
Total monthly cost$9,987.14
Interest paid over 5-yr term$443,431.97
Balance at end of term$1,391,711.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$386,800
Stress test qualifying rate8.09%
Payment you must qualify for$11,897.43

Cash Needed at Closing

Minimum down payment$386,800
Estimated BC PTT$36,680
Legal / closing costs (typical estimate)$1,500
Total cash needed$424,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information