Property Type: OtherOwnership: Freehold

4th Street Lot# 13

Lister, BC V0B1Y0

$1,767,600

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Property Details

Property & Lot

Sub-type
Other
Lot size
157.7 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$82.31

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view
Waterfront
Waterfront on creek

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10361646
Listed
September 3, 2025
Time on market
On the market for 362 days
Data last synced
August 28, 2026

Listing provided by: Landquest Realty Corporation · Data source: CREA DDF.

Description

157.73-acre property close to the US border near Bountiful, BC with exceptional privacy. A small creek runs through the land, with water rights for both irrigation and stock watering. The property is divided into two distinct sections: the east side features steep hillside terrain backing onto Crown land, while the west side is productive farmland. A large flat panhandle extends north, with flat usable land at the base of the mountain. Recent logging has opened up significant areas and improved access with new roads. About 20 acres on the west side have been hayed and could be put back into production. Just a short drive to Creston and 7 km from the Creston Valley Regional Airport, this property offers a fantastic climate and is in a region seeing growing demand from both farmers and those seeking a self-sufficient lifestyle. Zoned rural residential and agricultural, the property allows for two homes plus outbuildings. There are multiple great building sites, including one near the creek where the elevation rises-perfect for a home with panoramic valley views. With water, soil, climate, and privacy, this property is a blank slate ready for your vision. Contact your REALTOR® today for more information or to schedule a visit. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Lister average

$844/sqft

4 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mormon Hills Elementary Secondary(Independent)Elementary/Middle1.2 km
Canyon/Lister ElementaryElementary8.7 km
Yaqan Nukiy School(Independent)Elementary9.5 km
Erickson ElementaryElementary10.0 km
Kootenay River SecondarySecondary11.5 km
Adam Robertson ElementaryElementary12.5 km
Kootenay Valley Christian School(Independent)Elementary/Middle13.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($353,520) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,414,080.00
Periodic payment — Principal & Interest (monthly)$9,123.16
Additional monthly expenses (strata, tax, utilities, etc.)$6.86
Total monthly cost$9,130.02
Interest paid over 5-yr term$405,279.39
Balance at end of term$1,271,969.53

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$353,520
Stress test qualifying rate8.09%
Payment you must qualify for$10,873.78

Cash Needed at Closing

Minimum down payment$353,520
Estimated BC PTT$33,352
Legal / closing costs (typical estimate)$1,500
Total cash needed$388,372

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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