Property Type: TownhouseOwnership: StrataNEW LISTING

5 3101 Herons Way

Duncan, BC V9L6Z4

$639,000

2 bed2 bath2 parking1,567 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Style
Other
Lot size
1,508 square feet
Zoning
Residential

R6 Residential Townhouse

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$616/mo
Annual property tax
$4,279

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Refrigerator, Dishwasher, Dryer, See remarks

Exterior & Lot

Lot features
Central location, Level lot, Private setting, Other

Building

Parcel ID (PID)
026-350-416

Parking

Total spaces
2 — covered indicated
Features
Garage

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level10'6 x 11'2
BathroomMain level3-Piece
EnsuiteMain level3-Piece
Primary BedroomMain level14'1 x 12'6
BedroomMain level10'2 x 10'1
DenMain level8'10 x 12'3
KitchenMain level13'8 x 12'7
Dining roomMain level10'7 x 15'7
Living roomMain level17'8 x 22'0

Listing Information

MLS®
1048247
Listed
August 31, 2026
Time on market
Listed today
Data last synced
September 1, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Downsizing but not ready for a condo? ''The Patios'' is a desired 55+ community that offers simplified living. Main level living in a quiet and welcoming setting, with a well run strata is a great place to start your next chapter. 1545 SF townhome with an airy open concept layout. 2 bedrooms, 2 bathrooms + a den! Room for guests & entertaining with the open concept floor plan. The main area has a gas fireplace viewable from living to dining to kitchen. The spacious updated kitchen has ample natural light and direct access to the rear patio. The primary bedroom includes an ensuite & walk-in closet, while the den provides flexible space for hobbies or a home office. Hardi board siding, a new roof & new insulation all add to the home's efficiency. No compromise on outdoor space, out back you will enjoy the spacious fully fenced yard with partially covered patio. This location is perfect for walking trail access, shopping and enjoying local cuisine. Enjoy the freedom that comes with a turnkey lifestyle! (id:63159)

Values & Trends

This listing

$408/sqft

Building average

No other active listings in this building

West Duncan average

$362/sqft

16 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

21°C

Humidity 59%

Wind N 4 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Drinkwater ElementaryElementary188 m
Ecole Mount Prevost ElementaryElementary782 m
Queen Margaret's(Independent)K-121.5 km
Cowichan Valley Open Learning Co-OpSecondary1.5 km
Cowichan Open SchoolSecondary1.5 km
Tansor ElementaryElementary2.1 km
Khowhemun ElementaryElementary2.2 km
Alex AitkenElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Fairview Park · 6250 Fairview Way189 m
  • Quailview Connector Park264 m
  • Averill Creek Park279 m
  • Herons Wood347 m
  • Unnamed · 6232 Palahi Road397 m

Shopping (2)

  • Walmart · 3020 Drinkwater Road500 m
  • Canadian Tire · 2929 Green Road557 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,200.00
Periodic payment — Principal & Interest (monthly)$3,298.09
Additional monthly expenses (strata, tax, utilities, etc.)$1,050.17
Total monthly cost$4,348.26
Interest paid over 5-yr term$146,511.39
Balance at end of term$459,826.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,614.56

Cash Needed at Closing

Minimum down payment$38,900
Estimated BC PTT$10,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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