Property Type: Detached HouseOwnership: Freehold

5045 Schubert Road

Armstrong, BC V4Y0M3

$1,850,000

4 bed2 bath10 parking3,230 sqftBuilt 1983
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
16.68 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,994

Interior

Basement
Full
Heating
Baseboard heaters, Overhead Heaters, In Floor Heating, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Brick
View
Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Detached Garage, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomSecondary Dwelling Unit6'0'' x 8'0''
Primary BedroomSecondary Dwelling Unit8'0'' x 10'0''
Primary BedroomSecondary Dwelling Unit12'0'' x 10'0''
BedroomBasement20'0'' x 14'0''
Living roomMain level25'0'' x 25'0''
Dining roomMain level13'0'' x 9'11''
Full bathroomMain level9'7'' x 9'1''
3pc Ensuite bathMain level7'7'' x 9'11''
BedroomMain level22'0'' x 16'0''
BedroomMain level12'0'' x 11'0''
Primary BedroomMain level16'0'' x 11'11''
KitchenMain level11'0'' x 42'0''

Listing Information

MLS®
10394452
Listed
July 11, 2026
Time on market
On the market for 52 days
Data last synced
August 28, 2026

Listing provided by: Easy List Realty · Data source: CREA DDF.

Description

*** For more information, please click Brochure button. *** Panoramic view from this flat 16.68 acres property in rural Armstrong. This well kept property features a 4 bedroom rancher, 3 car garage/workshop with 220 and separate a 2 bedroom home home with 3 car garage. Beautiful landscaped yard with mature trees and an in-ground saltwater pool and hot-tub. Property is fully fenced & x-fenced with irrigation Well and domestic Well, barn and several animal shelters. Everything is on one level in this spacious rancher ( 2530 sq. Ft.). Enter the bright country kitchen with SS appliances, pantry and lots of counter space. The open living room with built in gas fireplace flows into the formal dining room and offers lots of light with plenty of windows backing onto the lovely landscaped backyard. Low maintenance vinyl flooring throughout. Master bedroom with ensuite. Also 2 good sized bedrooms and full bathroom with infrared sauna located in west end of house. Very large guest room 16x22 in the east end. Large Mud room 16x8. High efficiency Furnace with A/C and Hot water on demand. Barn 12x24 hold 500 bales of hay upstairs. There is also water and power inside the barn. Riding arena with obstacle course and Tack shed. 3 large pasture currently fenced for horses with 2 auto waters. 10 acres irrigated hayfield. The second residence is a 2 bedroom updated home with a 3 car garage. Currently rented to excellent tenants. Farm Status. All measurements are approximate. (id:63159)

Values & Trends

This listing

$573/sqft

Building average

No other active listings in this building

Armstrong/ Spall. average

$525/sqft

39 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,323

(2021 Census)

+4.1% since 2016

Density: 1,019.7/km²

Dwellings: 2,292

Median household income: $77,500

After-tax: $70,000

Immigrant population: 7.1%

Top countries of origin (% of total population)

  • United Kingdom2% · 105
  • United States of America1.3% · 70
  • Netherlands0.6% · 30
  • Germany0.4% · 20
  • India0.4% · 20
  • Philippines0.3% · 15
  • Mexico0.2% · 10
  • Italy0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Highland Park ElementaryElementary6.8 km
M.V. Beattie ElementaryElementary7.2 km
Armstrong ElementaryElementary7.6 km
Len Wood Middle SchoolMiddle7.8 km
A.L. Fortune SecondaryK-127.9 km
Pleasant Valley SecondarySecondary8.1 km
Mountain View Christian(Independent)Elementary/Middle12.3 km
North Okanagan Junior Academy(Independent)Elementary/Middle13.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($370,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,480,000.00
Periodic payment — Principal & Interest (monthly)$9,548.46
Additional monthly expenses (strata, tax, utilities, etc.)$494.83
Total monthly cost$10,043.29
Interest paid over 5-yr term$424,172.25
Balance at end of term$1,331,264.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$370,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,380.68

Cash Needed at Closing

Minimum down payment$370,000
Estimated BC PTT$35,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$406,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information