Property Type: Condo / ApartmentOwnership: Strata

511 1061 Fort St

Victoria, BC V8V5A1

$374,900

0 bed1 bath520 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
520 square feet
Zoning
Residential/Commercial

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$415/mo
Annual property tax
$1,975.55

Interior

Heating
Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
City view, Mountain view

Parking

Features
None

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level8' x 5'
LoftMain level11'10 x 7'0
KitchenMain level7'1 x 4'7
Living room/Dining roomMain level12'4 x 18'10
EntranceMain level9'8 x 5'4

Listing Information

MLS®
1033815
Listed
April 30, 2026
Time on market
On the market for 123 days
Data last synced
August 28, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

Floor to ceiling windows, downtown walkability, and in-suite laundry. Check, check, check. It's time to enter the market. Tucked into the fifth floor of The Mosaic, this west-facing 520 square foot home gets something most units in the building don't, real natural light and sunsets that hit different when your entire front wall is a window. A raised bedroom with glass railings carves out your own space without closing anything off, and at 10'10'' the ceilings make the whole place breathe. With a natural gas fireplace and steel and concrete construction, this is built to last and easy to love. With a walkability score of 97 you're not just buying a home, you're buying into the downtown Victoria lifestyle. In a world of cookie cutter boxes, this is your chance to own something with genuine character. This is your chance to start building some equity in a place you'll love. Reach out and book a showing today. (id:63159)

Values & Trends

This listing

$721/sqft

Building average

$835/sqft

3 active listing(s)

Downtown average

$766/sqft

152 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Christ Church Cathedral School(Independent)Elementary/Middle303 m
Central Middle SchoolElementary571 m
Pacific School of Innovation and Inquiry(Independent)Secondary832 m
Victoria HighElementary918 m
South Park Family SchoolElementary1.0 km
Sir James Douglas ElementaryElementary1.0 km
George Jay ElementaryElementary1.1 km
Victor SchoolK-121.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Avalon Restaurant · 1075 Fort Street28 m
  • The Mantra · 1015 Fort Street69 m
  • J&J Wonton Noodle House · 1012 Fort Street75 m
  • Ox King Noodles · 1029 View Street97 m
  • My Thai Café101 m

Cafes (5+)

  • Routine Coffee & Supply · 1036 Fort Street26 m
  • Basic Cafe248 m
  • Blue Fox Cafe · 919 Fort Street264 m
  • Fika · 1329 Cook Street307 m
  • The Loft & Ladder382 m

Grocery (4)

  • Market on Yates · 903 Yates Street334 m
  • Save-On-Foods · 1010 Pandora Avenue452 m
  • Daily Fresh · 1627 Quadra Street656 m
  • Bulk Barn · 706 Yates Street752 m

Parks (5+)

  • Pioneer Square · 1030 Quadra Street299 m
  • Pandora Green414 m
  • Law Courts Green429 m
  • Harris Green456 m
  • Rupert Terrace Green · 850 Quadra Street483 m

Shopping (2)

  • London Drugs238 m
  • Winners · 1150 Douglas Street790 m

Gyms (5+)

  • Victoria Fitness · 1029 View Street109 m
  • Forge Gym328 m
  • Peterec's Kombat Centre · 851 Johnson Street475 m
  • Anytime Fitness · 815 Yates Street510 m
  • Kadampa Meditation Centre · 970 Blanshard Street580 m

Pharmacies (5+)

  • Victoria Compounding Pharmacy · 1089 Fort Street51 m
  • Rexall271 m
  • Cridge Pharmacy332 m
  • View Street Pharmacy · 867 View Street387 m
  • Shoppers Drug Mart · 1212 Douglas Street787 m

Banks & ATMs (5+)

  • Localcoin Bitcoin ATM616 m
  • Coastal Community Credit Union · 762 Fort Street636 m
  • RBC · 1079 Douglas Street738 m
  • Island Savings · 933 Douglas Street739 m
  • CIBC740 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$299,920.00
Periodic payment — Principal & Interest (monthly)$1,934.98
Additional monthly expenses (strata, tax, utilities, etc.)$605.47
Total monthly cost$2,540.45
Interest paid over 5-yr term$85,957.93
Balance at end of term$269,779.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,745
Stress test qualifying rate8.09%
Payment you must qualify for$2,738.71

Cash Needed at Closing

Minimum down payment$18,745
Estimated BC PTT$5,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,743

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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