Property Type: Condo / ApartmentOwnership: Strata

315 1061 Fort St

Victoria, BC V8V5A1

$347,000

0 bed1 bath424 sqftBuilt 1963
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
424 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$328/mo
Annual property tax
$1,606.66

Interior

Heating
Natural gas
Cooling / A/C
See Remarks
Fireplace
Yes (1)

Parking

Features
Street

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4'11 x 8'7
Laundry roomMain level2'5 x 5'0
Living roomMain level9'7 x 11'6
KitchenMain level5'7 x 10'7
Dining roomMain level5'8 x 10'10
EntranceMain level6'2 x 6'4

Listing Information

MLS®
1041720
Listed
June 30, 2026
Time on market
On the market for 62 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty · Data source: CREA DDF.

Description

City Chic at The Mosaic! Welcome to this bright, west-facing studio in one of downtown Victoria's landmark steel-and-concrete buildings. Thoughtfully designed with 10' ceilings, laminate flooring, floor-to-ceiling windows, and a raised kitchen with breakfast bar, the layout offers distinct living and sleeping spaces. A new Murphy bed maximizes functionality, while the cozy gas fireplace, full 4-piece bath, and in-suite laundry provide everyday comfort. Step onto your private balcony or enjoy the convenience of a separate storage locker and secure bike storage. The live/work-zoned building is pet-friendly, allowing up to two dogs or cats with no size restrictions (see bylaws), and rentals are permitted with a six-month minimum. Located on Antique Row, you're just steps to Cook Street Village, Beacon Hill Park, Dallas Road, cafés, restaurants, shopping, transit, and downtown amenities. With low strata fees and an unbeatable walkable location, this is an exceptional opportunity for first-time buyers, professionals, students, or investors. Don't miss out and View this home today! (id:63159)

Values & Trends

This listing

$818/sqft

Building average

$803/sqft

3 active listing(s)

Downtown average

$765/sqft

152 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Christ Church Cathedral School(Independent)Elementary/Middle288 m
Central Middle SchoolElementary580 m
Pacific School of Innovation and Inquiry(Independent)Secondary824 m
Victoria HighElementary937 m
South Park Family SchoolElementary1.0 km
Sir James Douglas ElementaryElementary1.0 km
George Jay ElementaryElementary1.1 km
Victor SchoolK-121.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Avalon Restaurant · 1075 Fort Street35 m
  • The Mantra · 1015 Fort Street67 m
  • J&J Wonton Noodle House · 1012 Fort Street82 m
  • My Thai Café89 m
  • The Breakfast Shop · 1025 Cook Street110 m

Cafes (5+)

  • Routine Coffee & Supply · 1036 Fort Street47 m
  • Blue Fox Cafe · 919 Fort Street260 m
  • Basic Cafe262 m
  • Fika · 1329 Cook Street328 m
  • The Loft & Ladder398 m

Grocery (4)

  • Market on Yates · 903 Yates Street343 m
  • Save-On-Foods · 1010 Pandora Avenue472 m
  • Daily Fresh · 1627 Quadra Street673 m
  • Bulk Barn · 706 Yates Street756 m

Parks (5+)

  • Pioneer Square · 1030 Quadra Street290 m
  • Law Courts Green417 m
  • Pandora Green433 m
  • Rupert Terrace Green · 850 Quadra Street467 m
  • Harris Green477 m

Shopping (2)

  • London Drugs249 m
  • Winners · 1150 Douglas Street790 m

Gyms (5+)

  • Victoria Fitness · 1029 View Street126 m
  • Forge Gym346 m
  • Peterec's Kombat Centre · 851 Johnson Street486 m
  • Anytime Fitness · 815 Yates Street515 m
  • Kadampa Meditation Centre · 970 Blanshard Street573 m

Pharmacies (5+)

  • Victoria Compounding Pharmacy · 1089 Fort Street56 m
  • Rexall290 m
  • Cridge Pharmacy353 m
  • View Street Pharmacy · 867 View Street390 m
  • Shoppers Drug Mart · 1212 Douglas Street788 m

Banks & ATMs (5+)

  • Localcoin Bitcoin ATM596 m
  • Coastal Community Credit Union · 762 Fort Street635 m
  • Island Savings · 933 Douglas Street734 m
  • RBC · 1079 Douglas Street735 m
  • CIBC740 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,350) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$277,600.00
Periodic payment — Principal & Interest (monthly)$1,790.98
Additional monthly expenses (strata, tax, utilities, etc.)$483.31
Total monthly cost$2,274.29
Interest paid over 5-yr term$79,560.96
Balance at end of term$249,702.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,350
Stress test qualifying rate8.09%
Payment you must qualify for$2,534.89

Cash Needed at Closing

Minimum down payment$17,350
Estimated BC PTT$4,940
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,790

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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