Property Type: Condo / ApartmentOwnership: Strata

303 1061 Fort St

Victoria, BC V8V5A1

$329,900

0 bed1 bath493 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
493 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$380/mo
Annual property tax
$1,812.52

Interior

Heating
Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Features
None

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level4'7 x 6'3
Laundry roomMain level5'1 x 5'3
KitchenMain level6'0 x 10'0
Living room/Dining roomMain level11'6 x 27'0
BathroomMain level3-Piece
EntranceMain level3'6 x 9'0

Listing Information

MLS®
1046992
Listed
August 15, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Welcome to The Mosaic!! Enjoy the best of city living in this beautiful studio style suite. This is one of the building’s best floor plans, with a unique mezzanine layout that creates a wonderful sense of separation and flexibility. The modern industrial design features a gas fireplace, in-suite laundry, and full-height East-facing windows that fill the home with natural light. The Mosaic is pet-friendly and allows longterm rentals, with bike and separate storage included. Located in the heart of Victoria, you’re mere steps from restaurants, coffee shops, boutiques, parks, and everyday amenities, with direct bus routes to many Greater Victoria destinations. An excellent opportunity for first time buyers, professionals, or investors seeking stylish urban living in an exceptional location. (id:63159)

Values & Trends

This listing

$669/sqft

Building average

$853/sqft

3 active listing(s)

Downtown average

$766/sqft

152 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Christ Church Cathedral School(Independent)Elementary/Middle294 m
Central Middle SchoolElementary570 m
Pacific School of Innovation and Inquiry(Independent)Secondary834 m
Victoria HighElementary935 m
Sir James Douglas ElementaryElementary1.0 km
South Park Family SchoolElementary1.0 km
George Jay ElementaryElementary1.1 km
Victor SchoolK-121.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Avalon Restaurant · 1075 Fort Street29 m
  • My Thai Café77 m
  • The Mantra · 1015 Fort Street79 m
  • J&J Wonton Noodle House · 1012 Fort Street94 m
  • The Breakfast Shop · 1025 Cook Street98 m

Cafes (5+)

  • Routine Coffee & Supply · 1036 Fort Street54 m
  • Blue Fox Cafe · 919 Fort Street271 m
  • Basic Cafe273 m
  • Fika · 1329 Cook Street329 m
  • The Loft & Ladder408 m

Grocery (4)

  • Market on Yates · 903 Yates Street355 m
  • Save-On-Foods · 1010 Pandora Avenue479 m
  • Daily Fresh · 1627 Quadra Street683 m
  • Bulk Barn · 706 Yates Street768 m

Parks (5+)

  • Pioneer Square · 1030 Quadra Street300 m
  • Law Courts Green425 m
  • Pandora Green441 m
  • Rupert Terrace Green · 850 Quadra Street472 m
  • Harris Green477 m

Shopping (1)

  • London Drugs260 m

Gyms (5+)

  • Victoria Fitness · 1029 View Street136 m
  • Forge Gym355 m
  • Peterec's Kombat Centre · 851 Johnson Street498 m
  • Anytime Fitness · 815 Yates Street527 m
  • Kadampa Meditation Centre · 970 Blanshard Street583 m

Pharmacies (5+)

  • Victoria Compounding Pharmacy · 1089 Fort Street47 m
  • Rexall288 m
  • Cridge Pharmacy354 m
  • View Street Pharmacy · 867 View Street402 m
  • Rexall · 912 Douglas Street800 m

Banks & ATMs (5+)

  • Localcoin Bitcoin ATM589 m
  • Coastal Community Credit Union · 762 Fort Street646 m
  • Island Savings · 933 Douglas Street745 m
  • RBC · 1079 Douglas Street746 m
  • CIBC752 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$263,920.00
Periodic payment — Principal & Interest (monthly)$1,702.72
Additional monthly expenses (strata, tax, utilities, etc.)$556.32
Total monthly cost$2,259.05
Interest paid over 5-yr term$75,640.23
Balance at end of term$237,396.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,495
Stress test qualifying rate8.09%
Payment you must qualify for$2,409.97

Cash Needed at Closing

Minimum down payment$16,495
Estimated BC PTT$4,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,593

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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