Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

5160 Cowichan Lake Rd

Duncan, BC V9L6H6

$1,380,000

5 bed3 bath8 parking2,902 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
House
Lot size
9.51 acres
Zoning
Residential

F2A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,741

Interior

Heating
Heat Pump
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
Laundry roomMain level7'3 x 5'6
BedroomLower level13'0 x 14'1
BedroomLower level14'2 x 14'1
BathroomLower level5'0 x 9'7
StorageLower level12'2 x 10'3
PatioLower level16'2 x 39'2
OtherLower level33'9 x 23'5
Dining roomMain level11'0 x 10'3
Living roomMain level23'10 x 13'6
KitchenMain level15'2 x 10'3
PatioMain level15'10 x 38'4
Primary BedroomMain level18'1 x 14'1
BedroomMain level12'2 x 10'3
BathroomMain level8'4 x 5'1
BathroomMain level5'0 x 10'4
BedroomMain level8'10 x 12'9
OfficeOther14'1 x 11'7
StorageOther27'5 x 11'11

Listing Information

MLS®
1047042
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Duncan Realty · Data source: CREA DDF.

Description

Welcome to ''Ultima Thule'' the Realm Beyond. This exceptional 9.51 acre property established for horses offers fenced fields corrals,2stall barn with concrete floor, tack room, hay shed and tractor stall. Wind your way along the gated rear area with circular road, usable acreage and secluded elevated clearings with views and potential building sites. Seasonal creeks, wildlife, neighbouring forested Mosaic land and gated access to valley trails add to the property's appeal. Set off on many adventures right from your back door. Custom home features fir doors, edge grain fir mouldings and custom eastern maple floors The bright open concept main level features kitchen,dining/living,den/bdrm, Primary/ensuite with walk in closet 3rd bdrm bath,laundry and access to a partially covered south facing deck with hot tub. Downstairs offers 2bdrms, bath and room for suite potential, ideal for a farm hand or blended family. Gated entry, Double car garage, room for all your toys and farm equipment. (id:63159)

Values & Trends

This listing

$476/sqft

Building average

No other active listings in this building

West Duncan average

$497/sqft

48 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Tansor ElementaryElementary7.1 km
Ecole Mount Prevost ElementaryElementary8.5 km
Drinkwater ElementaryElementary9.1 km
Queen Margaret's(Independent)K-129.4 km
Khowhemun ElementaryElementary9.7 km
Cowichan Valley Open Learning Co-OpSecondary9.7 km
Cowichan Open SchoolSecondary9.7 km
Quamichan SchoolSecondary11.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Hawkhill Park620 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($113,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,104,000.00
Periodic payment — Principal & Interest (monthly)$7,122.63
Additional monthly expenses (strata, tax, utilities, etc.)$790.08
Total monthly cost$7,912.72
Interest paid over 5-yr term$316,409.57
Balance at end of term$993,051.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$113,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,742.79

Cash Needed at Closing

Minimum down payment$113,000
Estimated BC PTT$25,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$140,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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