Property Type: Detached HouseOwnership: Freehold

5290 Sumac Street

Oliver, BC V0H1T1

$1,600,000

5 bed4.5 bath6 parking3,349 sqftBuilt 1934
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Property Details

Property & Lot

Sub-type
House
Stories
4
Lot size
2.27 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,985.09

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown

Exterior & Lot

Exterior features
Wood, Stucco
View
City view, Mountain view, River view, Valley view, View (panoramic), Unknown
Pool
Pool, Inground pool, Outdoor pool

Building

Roof
Cedar shake, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Detached Garage, Other

Room Dimensions

RoomLevelDimensions
BedroomSecond level10'9'' x 13'10''
BedroomSecond level13'1'' x 14'0''
Full bathroomSecond level8'1'' x 7'10''
BedroomThird level11'3'' x 14'9''
Living roomMain level19'11'' x 20'11''
Dining roomMain level14'2'' x 17'3''
KitchenMain level14'1'' x 14'2''
BedroomMain level12'3'' x 16'9''
Living roomMain level17'11'' x 19'6''
Full bathroomMain level6'1'' x 7'8''
Primary BedroomMain level16'0'' x 19'11''
FoyerMain level6'4'' x 7'5''
Full bathroomMain level8'5'' x 10'5''
Partial bathroomBasement3'8'' x 7'7''

Listing Information

MLS®
10389630
Listed
June 12, 2026
Time on market
On the market for 80 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

A once-in-a-lifetime English-inspired estate property in the heart of Canada's Wine Capital. Lovingly maintained and brimming with heritage charm, this stunning Tudor-style home sits on 2.3 acres of mature, meticulously kept grounds so breathtaking that couples have chosen this very lawn for their wedding day. From the moment you arrive, the lush gardens, stone pathways, creeping ivy, and timeless character of this property set it apart from anything else on the market. Inside, the 3,349 sq. ft. home offers 5 bedrooms, 4 bathrooms, fir hardwood floors, 10-foot ceilings, leaded glass windows, and a beautifully modernized kitchen with premium appliances that opens directly onto a large entertaining patio. Step outside to discover a large heated saltwater pool and charming pool house, a detached garage, an irrigated vegetable garden, and a producing orchard of cherries and peaches — all framed by sweeping views of the Okanagan Valley, the town of Oliver, and Mt. Baldy. Surrounded by world-class wineries and vineyards, this is a property that captures everything the South Okanagan lifestyle has to offer. Immaculate, move-in ready, and truly irreplaceable. Properties like this are not built anymore — and they very rarely come available. (id:63159)

Values & Trends

This listing

$478/sqft

Building average

No other active listings in this building

Oliver Rural average

$488/sqft

41 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Southern Okanagan SecondarySecondary3.8 km
Southern Okanagan AltSecondary3.8 km
Oliver ElementaryElementary3.9 km
Tuc-el-Nuit ElementaryElementary3.9 km
Senpaq'cin School(Independent)Elementary5.3 km
Cawston Primary SchoolElementary13.1 km
Osoyoos ElementaryElementary16.4 km
Osoyoos SecondarySecondary16.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($320,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,280,000.00
Periodic payment — Principal & Interest (monthly)$8,258.13
Additional monthly expenses (strata, tax, utilities, etc.)$415.76
Total monthly cost$8,673.88
Interest paid over 5-yr term$366,851.68
Balance at end of term$1,151,364.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$320,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,842.75

Cash Needed at Closing

Minimum down payment$320,000
Estimated BC PTT$30,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$351,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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