Property Type: Detached HouseOwnership: Freehold

5440 41 Highway

Grand Forks, BC V0H1H5

$679,000

4 bed3 bath8 parking2,240 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.53 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,491.92

Interior

Basement
Full
Heating
Heat Pump, Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (2)
Fireplace type
Pellet, Stove
Flooring
Hardwood

Exterior & Lot

Exterior features
Vinyl siding
View
City view, Mountain view, River view, Valley view
Waterfront
Waterfront on river
Pool
Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Attached Garage, RV, See Remarks

Room Dimensions

RoomLevelDimensions
BedroomLower level19'10'' x 12'0''
Full bathroomLower level6'2'' x 5'0''
BedroomLower level15'10'' x 9'7''
KitchenLower level12'0'' x 11'6''
Living roomLower level23'9'' x 12'0''
Full bathroomMain level8'6'' x 9'2''
BedroomMain level11'5'' x 8'6''
3pc Ensuite bathMain level5'1'' x 5'0''
Primary BedroomMain level12'6'' x 12'2''
FoyerMain level6'0'' x 6'2''
KitchenMain level15'4'' x 11'6''
Dining roomMain level14'1'' x 10'2''
Living roomMain level18'0'' x 13'6''

Listing Information

MLS®
10389271
Listed
July 6, 2026
Time on market
On the market for 56 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Perched high above the Kettle River on 1.53 private acres, this exceptional riverfront property offers breathtaking views of Grand Forks, the valley, and surrounding mountains, all just minutes from town. Featuring 4 bedrooms and 3 bathrooms, this spacious home offers a versatile layout including a non-legal suite on the lower level, ideal for extended family, guests, or mortgage helper potential. Designed to take full advantage of the stunning setting, the property features expansive outdoor living spaces including a sun deck, covered patio, in-ground pool, and beautifully maintained lawn area perfect for entertaining. Large windows throughout the home capture incredible natural light and panoramic views. Ample parking and storage include an attached garage plus an impressive triple detached shop, ideal for vehicles, recreational toys, hobbies, or workspace. Enjoy the peace and privacy of rural living with the convenience of being close to town. A rare opportunity to own riverfront acreage with views, space, income potential, and exceptional value offered well below assessed value. (id:63159)

Values & Trends

This listing

$303/sqft

Building average

No other active listings in this building

Grand Forks Rural average

$388/sqft

27 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Population

4,112

(2021 Census)

+1.6% since 2016

Density: 396.5/km²

Dwellings: 1,969

Median household income: $61,600

After-tax: $56,800

Immigrant population: 9.1%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 100
  • United States of America1.8% · 75
  • Philippines0.5% · 20
  • Italy0.4% · 15
  • France0.2% · 10
  • Germany0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
John A. Hutton ElementaryElementary3.1 km
Dr. D.A. Perley ElementaryElementary4.6 km
Grand Forks SecondarySecondary4.6 km
Walker Development CentreSecondary5.3 km
Greenwood ElementaryElementary16.8 km
Boundary Central SecondarySecondary19.4 km
Christina Lake ElementaryElementary21.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$543,200.00
Periodic payment — Principal & Interest (monthly)$3,504.54
Additional monthly expenses (strata, tax, utilities, etc.)$486.33
Total monthly cost$3,990.87
Interest paid over 5-yr term$155,682.68
Balance at end of term$488,610.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,891.39

Cash Needed at Closing

Minimum down payment$42,900
Estimated BC PTT$11,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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