Property Type: Detached HouseOwnership: FreeholdNEW LISTING

5531 6 Highway

Coldstream, BC V1B3E2

$1,299,000

5 bed4 bath15 parking3,125 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.88 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,026

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Carpeted, Vinyl
Appliances
Washer, Refrigerator, Oven - Electric, Dishwasher, Wine Fridge, Dryer, Microwave, See remarks

Exterior & Lot

Exterior features
Other
View
Mountain view, View (panoramic)
Lot features
Level lot, Central island, Jacuzzi bath-tub

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Septic tank
Parcel ID (PID)
006-041-337

Parking

Total spaces
15 — covered indicated
Features
Attached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomBasement6'5'' x 12'2''
Full bathroomAdditional Accommodation5' x 9'4''
Primary BedroomAdditional Accommodation11'6'' x 10'4''
Living roomAdditional Accommodation15'6'' x 13'
KitchenAdditional Accommodation16' x 10'9''
4pc BathroomBasement7'8'' x 5'9''
OfficeBasement13'10'' x 8'4''
BedroomBasement11'6'' x 11'9''
BedroomBasement13'10'' x 11'5''
Family roomBasement13'2'' x 20'1''
Laundry roomMain level7'2'' x 13'
PantryMain level6'1'' x 5'5''
4pc BathroomMain level7'8'' x 5'9''
FoyerMain level9'11'' x 8'
BedroomMain level11'6'' x 10'7''
OtherMain level9'3'' x 7'
5pc Ensuite bathMain level10'11'' x 9'3''
Primary BedroomMain level16'1'' x 13'2''
Dining roomMain level7'10'' x 13'
KitchenMain level13'9'' x 13'5''
Living roomMain level16'5'' x 16'5''

Listing Information

MLS®
10399200
Listed
August 29, 2026
Time on market
On the market for 3 days
Data last synced
August 29, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Brand new in 2025 and thoughtfully designed for modern family living, this impressive 0.88-acre property offers space, privacy, flexibility and room to grow. The main home features 4 bedrooms plus an office/5th bedroom and 3 bathrooms. The main floor has all your everday living amenities; 2 bedrooms (including the primary suite and ensuite) another full bathroom, kitchen, living, laundry and access to the double garage! The stunning primary suite features a luxurious soaker tub, double vanity, huge walk-in closet and access to the expansive deck. The kitchen and dining areas open seamlessly to outdoor living, where you can take in beautiful views of the Coldstream Ranch hillside. Downstairs offers 2 additional bedrooms, an office, full bathroom and spacious family room. A completely separate 1-bedroom, 1-bathroom suite offers true privacy with its own entrance, kitchen, living area and stackable laundry — perfect for extended family, guests or rental income. A concrete patio leads directly to the massive fully fenced yard. Outside, the possibilities are endless. 400-amp service includes 200 amps reserved for a future shop, pool — or both! Underground irrigation, abundant parking for RVs, boats and trailers, and direct access to Crown land through the back gate via Noble Canyon Road make this an incredible setup for outdoor enthusiasts. Set back from Highway 6 for minimal road noise, yet just 5 minutes to Lumby and 10 minutes to Vernon. Truly a ""no compromise"" property! (id:63159)

Values & Trends

This listing

$416/sqft

Building average

No other active listings in this building

Mun of Coldstream average

$495/sqft

38 active listing(s)

Parking: 15 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Lavington ElementaryElementary2.5 km
Okanagan Waldorf School(Independent)Elementary4.3 km
J W Inglis ElementaryElementary7.9 km
Charles Bloom SecondaryK-128.0 km
Crossroads Learning CentreSecondary8.0 km
Coldstream ElementaryElementary11.4 km
Hillview ElementaryElementary11.6 km
B X ElementaryElementary11.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,200.00
Periodic payment — Principal & Interest (monthly)$6,704.57
Additional monthly expenses (strata, tax, utilities, etc.)$491.50
Total monthly cost$7,196.07
Interest paid over 5-yr term$297,837.71
Balance at end of term$934,763.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,182.21

Cash Needed at Closing

Minimum down payment$104,900
Estimated BC PTT$23,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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