Property Type: Detached HouseOwnership: Freehold

677 Cypress Drive

Vernon, BC V1B3Y5

$1,499,000

5 bed4.5 bath5 parking3,933 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.7 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,733.19

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Hardwood, Laminate, Linoleum

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view, Valley view
Waterfront
Waterfront on pond

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, See Remarks, Heated Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Dining roomMain level11'7'' x 13'1''
Living roomMain level15'3'' x 22'6''
Dining nookMain level14'11'' x 12'4''
KitchenMain level14'11'' x 19'1''
Laundry roomMain level8'8'' x 8'4''
2pc BathroomMain level5'9'' x 5'10''
4pc Ensuite bathMain level14'11'' x 12'5''
Primary BedroomMain level15'3'' x 14'9''
FoyerMain level11'4'' x 8'8''
SunroomMain level11'10'' x 17'4''
BedroomSecond level19'4'' x 14'6''
4pc BathroomSecond level5'4'' x 8'7''
BedroomSecond level12'6'' x 13'10''
BedroomBasement11'9'' x 12'2''
Recreation roomBasement18'11'' x 25'9''
BedroomBasement10'9'' x 11'8''
3pc BathroomBasement10'9'' x 6'5''
SaunaBasement6'5'' x 6'8''
Utility roomBasement5'4'' x 15'3''
PantryMain level4'7'' x 6'7''

Listing Information

MLS®
10391239
Listed
June 16, 2026
Time on market
On the market for 76 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon Salt Fowler · Data source: CREA DDF.

Description

Tucked away on a private, park-like property in desirable Coldstream, this beautifully maintained south facing 5-bedroom, 4-bathroom home offers a lifestyle that's becoming increasingly difficult to find. Surrounded by mature trees, lush gardens, fruit trees, evergreens, and a tranquil water feature, the property feels more like your own private retreat than a residential neighborhood. Inside, soaring vaulted ceilings, hardwood flooring, and quality finishes create a warm and inviting atmosphere. The main floor features a spacious living and dining area, a chef-inspired kitchen with quartz and granite countertops, and a large enclosed sunroom perfect for morning coffee or evenings with friends. The primary suite offers a walk-in closet and generous ensuite with soaker tub and separate shower. Upstairs are two spacious bedrooms, a full bathroom, and a loft-style flex space ideal for a home office or reading area. The lower level has two additional bedrooms, a large rec room, full bathroom, and cedar sauna. Outside, the property features multiple sitting areas, a pond, garden studio, and plenty of room for family gatherings, summer games on the lawn, gardening, entertaining, or simply enjoying the peace and privacy. Complete with a heated driveway, double garage, workshop/potting room and high-efficiency furnace, this is a rare opportunity to enjoy acreage-style living just minutes from Vernon. (id:63159)

Values & Trends

This listing

$381/sqft

Building average

No other active listings in this building

Mun of Coldstream average

$496/sqft

38 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Hillview ElementaryElementary2.0 km
Alternative Learning ProgramSecondary2.6 km
Vernon SecondaryElementary3.0 km
Coldstream ElementaryElementary3.2 km
Silver Star ElementaryElementary3.4 km
Kalamalka SecondaryElementary3.9 km
St James(Independent)Elementary4.2 km
Kidston ElementaryElementary4.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (strata, tax, utilities, etc.)$758.10
Total monthly cost$8,494.93
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,566.35

Cash Needed at Closing

Minimum down payment$124,900
Estimated BC PTT$27,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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