Property Type: Detached HouseOwnership: Freehold

611 Niagara St

Victoria, BC V8V1J1

$1,799,900

5 bed4 bath2 parking2,779 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Lot size
4,251 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,833.57

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
City view

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
PatioOther
Living roomSecond level
Dining roomSecond level
KitchenSecond level
BalconySecond level
BalconyMain level
BedroomSecond level
BathroomSecond level3-Piece
BedroomSecond level
EnsuiteMain level2-Piece
Primary BedroomMain level
BathroomMain level3-Piece
BedroomMain level
Living roomMain level
Dining roomMain level
KitchenMain level
Living roomLower level
BathroomLower level4-Piece
KitchenLower level
BedroomLower level9' x 11'
EntranceLower level4' x 7'

Listing Information

MLS®
1044012
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver Island · Data source: CREA DDF.

Description

Welcome to 611 Niagara St - Situated in the heart of James Bay, this exquisite residence presents an executive dwelling boasting 5 beds and 4 baths. The property has over 2,770 square feet of finished living space, which includes two suites: one 2-bed and 2-bath suite and one 1-bed suite, perfect for extended family or as a mortgage helper. The home has been tastefully renovated featuring a garage-turned gym with fitness flooring and mirrors. The main floor and suites both offer spacious open floor plans, the 2 bedroom suite has a private entry/patio in the backyard and the main floor showcases a remarkable rooftop patio with expansive views and a built-in gas fireplace that you can enjoy year round. For those seeking investment opportunities, this property is an excellent revenue-generating asset. This property is steps away from Victoria most attractive amenities such as the Inner Harbour, Dallas Rd, and Beautiful Downtown Victoria. Don't miss out on this great opportunity! (id:63159)

Values & Trends

This listing

$648/sqft

Building average

No other active listings in this building

James Bay average

$713/sqft

6 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Park Family SchoolElementary784 m
James Bay CommunityElementary859 m
Pacific School of Innovation and Inquiry(Independent)Secondary1.3 km
Christ Church Cathedral School(Independent)Elementary/Middle1.5 km
Sir James Douglas ElementaryElementary1.8 km
Central Middle SchoolElementary2.2 km
Victoria HighElementary2.7 km
Victoria West ElementaryElementary2.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Beacon Drive In · 126 Douglas Street198 m
  • Real Thai Restaurant · 211 Menzies Street479 m
  • Levantine518 m
  • The Coriander Indian · 230 Menzies Street538 m
  • Heron Rock Bistro548 m

Cafes (5+)

  • Piggy & Paisley · 143 Menzies Street445 m
  • Colonial Cafe455 m
  • James Bay Coffee House · 425 Simcoe Street530 m
  • Discovery Coffee · 277 Menzies Street583 m
  • Good Earth Coffeehouse · 535 Superior Street676 m

Grocery (2)

  • Thrifty Foods James Bay · 475 Simcoe Street484 m
  • Red Barn Market · 325 Menzies Street635 m

Parks (5+)

  • Holland Point Park · 645 Dallas Road254 m
  • Avalon Green · 601 Avalon Road450 m
  • Lewis Park · 32 Lewis Street504 m
  • Beacon Hill Park · 100 Cook Street591 m
  • Irving Park615 m

Gyms (1)

  • Fitness Center · 525 Superior Street696 m

Pharmacies (1)

  • James Bay Pharmasave · 230 Menzies Street511 m

Banks & ATMs (1)

  • Unnamed · 475 Simcoe Street495 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($359,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,439,920.00
Periodic payment — Principal & Interest (monthly)$9,289.88
Additional monthly expenses (strata, tax, utilities, etc.)$958.46
Total monthly cost$10,248.34
Interest paid over 5-yr term$412,685.21
Balance at end of term$1,295,212.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$359,980
Stress test qualifying rate8.09%
Payment you must qualify for$11,072.48

Cash Needed at Closing

Minimum down payment$359,980
Estimated BC PTT$33,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$395,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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