Property Type: Detached HouseOwnership: Freehold

6205 97th Street

Osoyoos, BC V0H1V4

$575,000

2 bed1 bath2 parking911 sqftBuilt 1946
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,077.62

Interior

Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Heat Pump
Fireplace
None
Flooring
Laminate, Ceramic Tile, Linoleum

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
KitchenMain level17' x 11'
Living roomMain level17' x 13'
4pc BathroomMain level
BedroomMain level7' x 9'
Primary BedroomMain level15' x 10'

Listing Information

MLS®
10397048
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Honestdoor Inc. · Data source: CREA DDF.

Description

Click brochure link for more details** INVESTMENT OR RESIDENCE. Set on a 0.21 acre lot, this is a great opportunity in Osoyoos, just minutes to downtown, the beaches, shopping, schools, and restaurants. This cozy rancher offers two bedrooms, a comfortable living space with laminate flooring, and a concrete back patio with a gorgeous view of Osoyoos Lake. Outside, the large- sloped lot, with gardening shed can be landscaped to your interest. The roof is only three years old, giving you peace of mind. This home is currently tenanted, and the tenant wishes to stay. Updates over the years include the flooring, and a new mini split heating / cooling unit, making it move-in ready but still tons of room for your ideas to make it your own and build equity. Property next door is also for sale, by same owner, so a multi lot purchase can also be done, if you are interested in exploring a build of a multi unit residence. (id:63159)

Values & Trends

This listing

$631/sqft

Building average

No other active listings in this building

Osoyoos average

$562/sqft

130 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary638 m
Osoyoos SecondarySecondary721 m
Senpaq'cin School(Independent)Elementary17.6 km
Tuc-el-Nuit ElementaryElementary18.3 km
Southern Okanagan SecondarySecondary18.4 km
Southern Okanagan AltSecondary18.4 km
Oliver ElementaryElementary18.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Legion Beach Park405 m
  • Unnamed505 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$460,000.00
Periodic payment — Principal & Interest (monthly)$2,967.76
Additional monthly expenses (strata, tax, utilities, etc.)$219.14
Total monthly cost$3,186.90
Interest paid over 5-yr term$131,837.32
Balance at end of term$413,771.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,171.64

Cash Needed at Closing

Minimum down payment$32,500
Estimated BC PTT$9,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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